Neck (Cervical Spine) MRI (without contrast) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$16,635.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,635.48
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$261.22 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $16,635.48 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $261.22 | ↓ -98% |
| Aetna | MCR | $383.49 | ↓ -98% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $400.16 | ↓ -98% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $400.16 | ↓ -98% |
| Optimum Healthcare | PFFS | $433.51 | ↓ -97% |
| Optimum Healthcare | MCRHMO | $433.51 | ↓ -97% |
| Optimum Healthcare | MCRPPO | $433.51 | ↓ -97% |
| Freedom Health Care | MGMGR | $433.51 | ↓ -97% |
| United | AllPayerAppendix | $517.79 | ↓ -97% |
| Simply Healthcare | MGMCR | $855.90 | ↓ -95% |
| United | OptionsPPO | $911.48 | ↓ -95% |
| Molina | MGMCR | $1,055.98 | ↓ -94% |
| AvMed | HIX | $1,080.00 | ↓ -94% |
| Aetna | QHP | $1,186.00 | ↓ -93% |
| Sunshine State Health Plan | QHP | $1,417.24 | ↓ -91% |
| Molina | HIX | $1,500.60 | ↓ -91% |
| Aetna | ASA | $1,667.34 | ↓ -90% |
| Aetna | GatedCOMM | $1,826.00 | ↓ -89% |
| Aetna | NonGatedCOMM | $1,826.00 | ↓ -89% |
| CorVel Corporation | WORKERSCOMP | $2,374.37 | ↓ -86% |
| Rockport Healthcare Group | WORKERSCOMP | $2,374.37 | ↓ -86% |
| Prime Health | WorkersComp | $2,424.36 | ↓ -85% |
| United | GlobalBenefitPlanAppendix | $2,501.01 | ↓ -85% |
| Plotkin Health | COMM | $2,778.89 | ↓ -83% |
| Prime Health Sheriff | COMM | $2,778.89 | ↓ -83% |
| Beacon Health Options | COMM | $2,778.89 | ↓ -83% |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,056.78 | ↓ -82% |
| AvMed | HMOFI | $3,110.00 | ↓ -81% |
| AvMed | ASOEO | $3,418.00 | ↓ -79% |
| Multiplan | PRIMARYPPO | $4,168.34 | ↓ -75% |
| Evernorth | BHCOMM | $4,446.23 | ↓ -73% |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,446.23 | ↓ -73% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,446.23 | ↓ -73% |
| Multiplan | COMPLEMENTARYPPO | $4,724.12 | ↓ -72% |
| Evolutions Healthcare Systems | CHOICENETWORK | $5,113.17 | ↓ -69% |
| Emerging Therapy Solutions | COMM | $11,145.77 | ↓ -33% |
| Optum Transplants | MCR | $16,635.48 | ↑ +0% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $5,962.04 | $236.71 – $517.67 |
| Adventhealth Lake Wales | Lake Wales | $13,405.00 | $249.17 – $553.15 |
| Adventhealth Palm Coast Parkway | Palm Coast | $5,666.42 | $236.71 – $703.89 |
| Adventhealth Tampa | Tampa | $5,392.26 | $249.17 – $553.15 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $5,684.42 | $236.71 – $675.95 |
| Adventhealth Port Charlotte | Port Charlotte | $9,072.31 | $249.17 – $454.98 |
| cleveland clinic florida weston hospital | Weston | $1,778.40 | $66.76 – $1,772.25 |
| martin north hospital | Stuart | $1,355.25 | $59.73 – $1,042.50 |