Neck (Cervical Spine) MRI (with and without contrast) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$27,342.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$27,342.37
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$429.34 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $27,342.37 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $429.34 | ↓ -98% |
| Aetna | MCR | $630.31 | ↓ -98% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $657.71 | ↓ -98% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $657.71 | ↓ -98% |
| Freedom Health Care | MGMGR | $712.52 | ↓ -97% |
| Optimum Healthcare | PFFS | $712.52 | ↓ -97% |
| Optimum Healthcare | MCRPPO | $712.52 | ↓ -97% |
| Optimum Healthcare | MCRHMO | $712.52 | ↓ -97% |
| United | AllPayerAppendix | $828.27 | ↓ -97% |
| AvMed | HIX | $1,080.00 | ↓ -96% |
| Aetna | QHP | $1,186.00 | ↓ -96% |
| Simply Healthcare | MGMCR | $1,406.77 | ↓ -95% |
| United | OptionsPPO | $1,498.12 | ↓ -95% |
| Molina | MGMCR | $1,735.63 | ↓ -94% |
| Aetna | NonGatedCOMM | $1,826.00 | ↓ -93% |
| Aetna | GatedCOMM | $1,826.00 | ↓ -93% |
| Sunshine State Health Plan | QHP | $2,329.39 | ↓ -91% |
| Molina | HIX | $2,466.42 | ↓ -91% |
| Aetna | ASA | $2,740.46 | ↓ -90% |
| AvMed | HMOFI | $3,110.00 | ↓ -89% |
| AvMed | ASOEO | $3,418.00 | ↓ -87% |
| CorVel Corporation | WORKERSCOMP | $4,053.77 | ↓ -85% |
| Rockport Healthcare Group | WORKERSCOMP | $4,053.77 | ↓ -85% |
| United | GlobalBenefitPlanAppendix | $4,110.70 | ↓ -85% |
| Prime Health | WorkersComp | $4,139.12 | ↓ -85% |
| Plotkin Health | COMM | $4,567.44 | ↓ -83% |
| Prime Health Sheriff | COMM | $4,567.44 | ↓ -83% |
| Beacon Health Options | COMM | $4,567.44 | ↓ -83% |
| Evolutions Healthcare Systems | PRIMENETWORK | $5,024.18 | ↓ -82% |
| Multiplan | PRIMARYPPO | $6,851.16 | ↓ -75% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $7,307.90 | ↓ -73% |
| Evolutions Healthcare Systems | SELECTNETWORK | $7,307.90 | ↓ -73% |
| Evernorth | BHCOMM | $7,307.90 | ↓ -73% |
| Multiplan | COMPLEMENTARYPPO | $7,764.65 | ↓ -72% |
| Evolutions Healthcare Systems | CHOICENETWORK | $8,404.09 | ↓ -69% |
| Emerging Therapy Solutions | COMM | $18,319.39 | ↓ -33% |
| Optum Transplants | MCR | $27,342.37 | ↑ +0% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (with and without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $7,651.15 | $346.11 – $865.63 |
| Adventhealth Lake Wales | Lake Wales | $16,091.43 | $364.32 – $958.38 |
| Adventhealth Palm Coast Parkway | Palm Coast | $6,930.33 | $346.11 – $1,177.02 |
| Adventhealth Tampa | Tampa | $8,293.32 | $364.32 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $6,329.67 | $346.11 – $1,130.31 |
| Adventhealth Port Charlotte | Port Charlotte | $12,182.99 | $364.32 – $687.95 |
| cleveland clinic florida weston hospital | Weston | $2,657.20 | $107.10 – $2,618.00 |
| martin north hospital | Stuart | $2,570.10 | $95.83 – $1,540.00 |