Neck (Cervical Spine) CT scan (with and without contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$11,174.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,174.67

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$141.57 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $11,174.67 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $141.57 ↓ -99%
Aetna MCR $207.84 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $216.88 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $216.88 ↓ -98%
Optimum Healthcare MCRPPO $234.95 ↓ -98%
Freedom Health Care MGMGR $234.95 ↓ -98%
Optimum Healthcare MCRHMO $234.95 ↓ -98%
Optimum Healthcare PFFS $234.95 ↓ -98%
United AllPayerAppendix $401.74 ↓ -96%
Simply Healthcare MGMCR $463.87 ↓ -96%
United OptionsPPO $494.00 ↓ -96%
Molina MGMCR $572.31 ↓ -95%
AvMed HIX $738.00 ↓ -93%
Sunshine State Health Plan QHP $768.10 ↓ -93%
Molina HIX $813.29 ↓ -93%
Aetna ASA $903.65 ↓ -92%
Aetna QHP $913.00 ↓ -92%
United GlobalBenefitPlanAppendix $1,355.48 ↓ -88%
Aetna GatedCOMM $1,404.00 ↓ -87%
Aetna NonGatedCOMM $1,404.00 ↓ -87%
Plotkin Health COMM $1,506.09 ↓ -87%
Prime Health Sheriff COMM $1,506.09 ↓ -87%
Beacon Health Options COMM $1,506.09 ↓ -87%
Evolutions Healthcare Systems PRIMENETWORK $1,656.69 ↓ -85%
AvMed HMOFI $1,696.00 ↓ -85%
AvMed ASOEO $1,863.00 ↓ -83%
Multiplan PRIMARYPPO $2,259.13 ↓ -80%
Evernorth BHCOMM $2,409.74 ↓ -78%
Evolutions Healthcare Systems ADVANTAGENETWORK $2,409.74 ↓ -78%
Evolutions Healthcare Systems SELECTNETWORK $2,409.74 ↓ -78%
Multiplan COMPLEMENTARYPPO $2,560.34 ↓ -77%
Evolutions Healthcare Systems CHOICENETWORK $2,771.20 ↓ -75%
CorVel Corporation WORKERSCOMP $3,660.00 ↓ -67%
Rockport Healthcare Group WORKERSCOMP $3,660.00 ↓ -67%
Prime Health WorkersComp $3,737.05 ↓ -67%
Emerging Therapy Solutions COMM $7,487.03 ↓ -33%
Optum Transplants MCR $11,174.67 ↑ +0%

Visitor-reported prices

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Neck (Cervical Spine) CT scan (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,051.00 $174.01 – $492.42
Adventhealth Lake Wales Lake Wales $7,112.05 $183.17 – $530.75
Adventhealth Palm Coast Parkway Palm Coast $6,146.70 $174.01 – $669.56
Adventhealth Tampa Tampa $10,596.31 $183.17 – $429.66
Adventhealth Port Charlotte Port Charlotte $9,563.47 $183.17 – $391.35
cleveland clinic florida weston hospital Weston $1,327.95 $52.41 – $1,304.75
martin north hospital Stuart $997.75 $46.90 – $767.50
indian river hospital Vero Beach $997.75 $56.09 – $1,228.00

All Florida hospitals for this procedure →