MRI without fol w/cont, brst, un at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $18,025.65 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $847.21
Aetna QHP $1,186.00
Aetna MCR $1,243.77
Access 2 Healthcare Physicians Freedom Health MGMCR $1,297.85
Access 2 Healthcare Physicians Optimum MGMCR $1,297.85
Freedom Health Care MGMGR $1,406.00
Optimum Healthcare PFFS $1,406.00
Optimum Healthcare MCRPPO $1,406.00
Optimum Healthcare MCRHMO $1,406.00
Suncoast Neighborly Care MedicarePACE $1,442.05
AvMed HIX $1,442.05
Aetna GatedCOMM $1,826.00
Aetna NonGatedCOMM $1,826.00
Simply Healthcare MGMCR $2,775.95
United OptionsPPO $2,956.21
Molina MGMCR $3,424.87
AvMed HMOFI $3,965.64
AvMed ASOEO $4,506.41
Sunshine State Health Plan QHP $4,596.54
Molina HIX $4,866.93
Aetna ASA $5,407.69
United GlobalBenefitPlanAppendix $8,111.54
Plotkin Health COMM $9,012.83
Beacon Health Options COMM $9,012.83
Prime Health Sheriff COMM $9,012.83
Evolutions Healthcare Systems PRIMENETWORK $9,914.11
Emerging Therapy Solutions COMM $12,077.19
Multiplan PRIMARYPPO $13,519.24
Evernorth BHCOMM $14,420.52
Evolutions Healthcare Systems SELECTNETWORK $14,420.52
Evolutions Healthcare Systems ADVANTAGENETWORK $14,420.52
Multiplan COMPLEMENTARYPPO $15,321.80
Evolutions Healthcare Systems CHOICENETWORK $16,583.60
Optum Transplants MCR $18,025.65

Visitor-reported prices

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MRI without fol w/cont, brst, un at other Florida hospitals

Hospital City Cash price Negotiated range
Boca Raton Regional Hospital BOCA RATON $3,677.70 $357.78 – $3,694.67
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $1,270.00 $824.45 – $1,645.00
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $1,944.80 $824.45 – $1,678.00
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $996.80 $824.45 – $1,678.00
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $9,499.75 $828.27 – $1,580.00
HCA FLORIDA WESTSIDE HOSPITAL PLANTATION $8,129.00 $828.27 – $1,060.00
Adventhealth Daytona Beach Daytona Beach not published $346.11 – $608.05
Adventhealth Lake Wales Lake Wales not published $364.32 – $958.38

All Florida hospitals for this procedure →