MRI guid ndl plc s&i at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$12,354.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,354.21
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$580.65 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $12,354.21 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $580.65 | ↓ -95% |
| BCBS | MGMCRHMO | $728.90 | ↓ -94% |
| Aetna | MCR | $852.44 | ↓ -93% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $889.50 | ↓ -93% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $889.50 | ↓ -93% |
| Optimum Healthcare | MCRHMO | $963.63 | ↓ -92% |
| Freedom Health Care | MGMGR | $963.63 | ↓ -92% |
| Optimum Healthcare | PFFS | $963.63 | ↓ -92% |
| Optimum Healthcare | MCRPPO | $963.63 | ↓ -92% |
| Suncoast Neighborly Care | MedicarePACE | $988.34 | ↓ -92% |
| AvMed | HIX | $1,080.00 | ↓ -91% |
| Aetna | QHP | $1,186.00 | ↓ -90% |
| Aetna | NonGatedCOMM | $1,826.00 | ↓ -85% |
| Aetna | GatedCOMM | $1,826.00 | ↓ -85% |
| Simply Healthcare | MGMCR | $1,902.55 | ↓ -85% |
| United | OptionsPPO | $2,026.09 | ↓ -84% |
| Molina | MGMCR | $2,347.30 | ↓ -81% |
| AvMed | HMOFI | $3,110.00 | ↓ -75% |
| Sunshine State Health Plan | QHP | $3,150.32 | ↓ -75% |
| Molina | HIX | $3,335.64 | ↓ -73% |
| AvMed | ASOEO | $3,418.00 | ↓ -72% |
| Aetna | ASA | $3,706.26 | ↓ -70% |
| United | GlobalBenefitPlanAppendix | $5,559.39 | ↓ -55% |
| Plotkin Health | COMM | $6,177.10 | ↓ -50% |
| Beacon Health Options | COMM | $6,177.10 | ↓ -50% |
| Prime Health Sheriff | COMM | $6,177.10 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $6,794.82 | ↓ -45% |
| Emerging Therapy Solutions | COMM | $8,277.32 | ↓ -33% |
| Multiplan | PRIMARYPPO | $9,265.66 | ↓ -25% |
| Evernorth | BHCOMM | $9,883.37 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $9,883.37 | ↓ -20% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $9,883.37 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $10,501.08 | ↓ -15% |
| Evolutions Healthcare Systems | CHOICENETWORK | $11,365.87 | ↓ -8% |
| Optum Transplants | MCR | $12,354.21 | ↑ +0% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Tampa | Tampa | $4,381.89 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $3,165.13 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $11,267.00 | $946.00 – $946.00 |
| cleveland clinic florida weston hospital | Weston | $2,057.90 | $63.64 – $2,181.10 |
| martin north hospital | Stuart | $1,667.90 | $56.94 – $1,283.00 |
| indian river hospital | Vero Beach | $1,667.90 | $68.10 – $2,052.80 |
| Baptist Hospital | MIAMI | $4,470.05 | $132.75 – $6,189.30 |
| Bethesda Hospital East | BOYNTON BEACH | $4,470.05 | $132.75 – $6,189.30 |