MRI chest w IV cont at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$17,714.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,714.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$278.17 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $17,714.91 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $278.17 ↓ -98%
Aetna MCR $408.37 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $426.13 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $426.13 ↓ -98%
Optimum Healthcare MCRPPO $461.64 ↓ -97%
Optimum Healthcare MCRHMO $461.64 ↓ -97%
Freedom Health Care MGMGR $461.64 ↓ -97%
Optimum Healthcare PFFS $461.64 ↓ -97%
Suncoast Neighborly Care MedicarePACE $473.47 ↓ -97%
Simply Healthcare MGMCR $911.44 ↓ -95%
United OptionsPPO $970.62 ↓ -95%
AvMed HIX $1,080.00 ↓ -94%
Molina MGMCR $1,124.50 ↓ -94%
Aetna QHP $1,186.00 ↓ -93%
Sunshine State Health Plan QHP $1,509.20 ↓ -91%
Molina HIX $1,597.97 ↓ -91%
United AllPayerAppendix $1,609.16 ↓ -91%
Aetna ASA $1,775.53 ↓ -90%
Aetna NonGatedCOMM $1,826.00 ↓ -90%
Aetna GatedCOMM $1,826.00 ↓ -90%
United GlobalBenefitPlanAppendix $2,663.29 ↓ -85%
Plotkin Health COMM $2,959.21 ↓ -83%
Beacon Health Options COMM $2,959.21 ↓ -83%
Prime Health Sheriff COMM $2,959.21 ↓ -83%
AvMed HMOFI $3,110.00 ↓ -82%
Evolutions Healthcare Systems PRIMENETWORK $3,255.13 ↓ -82%
AvMed ASOEO $3,418.00 ↓ -81%
Multiplan PRIMARYPPO $4,438.81 ↓ -75%
CorVel Corporation WORKERSCOMP $4,514.81 ↓ -75%
Rockport Healthcare Group WORKERSCOMP $4,514.81 ↓ -75%
Prime Health WorkersComp $4,609.86 ↓ -74%
Evolutions Healthcare Systems SELECTNETWORK $4,734.74 ↓ -73%
Evernorth BHCOMM $4,734.74 ↓ -73%
Evolutions Healthcare Systems ADVANTAGENETWORK $4,734.74 ↓ -73%
Multiplan COMPLEMENTARYPPO $5,030.66 ↓ -72%
Evolutions Healthcare Systems CHOICENETWORK $5,444.95 ↓ -69%
Emerging Therapy Solutions COMM $11,868.99 ↓ -33%
Optum Transplants MCR $17,714.91 ↑ +0%

Visitor-reported prices

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MRI chest w IV cont at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Palm Coast Parkway Palm Coast $2,114.61 $633.75 – $1,748.52
Adventhealth Tampa Tampa $3,171.89 $569.57 – $1,817.36
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $15,341.00 $946.00 – $4,541.11
Adventhealth Port Charlotte Port Charlotte $6,353.00 $595.24 – $1,494.82
cleveland clinic florida weston hospital Weston $4,878.90 $71.88 – $5,791.90
martin north hospital Stuart $4,429.10 $64.31 – $3,407.00
indian river hospital Vero Beach $4,429.10 $76.92 – $5,451.20
Baptist Hospital MIAMI $3,656.90 $173.17 – $5,063.40

All Florida hospitals for this procedure →