M/phmtrc alys ishquant/semiq at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.10 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $470.22 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $22.10
Aetna MCR $32.45
Access 2 Healthcare Physicians Freedom Health MGMCR $33.86
Access 2 Healthcare Physicians Optimum MGMCR $33.86
Freedom Health Care MGMGR $36.68
Optimum Healthcare PFFS $36.68
Optimum Healthcare MCRPPO $36.68
Optimum Healthcare MCRHMO $36.68
AvMed HIX $37.62
Suncoast Neighborly Care MedicarePACE $37.62
Simply Healthcare HIX $59.72
Oscar HIX $70.53
Simply Healthcare MGMCR $72.41
United OptionsPPO $77.12
Molina MGMCR $89.34
AvMed HMOFI $103.45
Evolutions Healthcare Systems PrimeTier1 $108.15
AvMed ASOEO $117.56
Sunshine State Health Plan QHP $119.91
Molina HIX $126.96
Humana PPO $131.66
Humana HMO $131.66
Aetna ASA $141.07
United AllPayerAppendix $149.16
United GlobalBenefitPlanAppendix $211.60
Plotkin Health COMM $235.11
Beacon Health Options COMM $235.11
Prime Health Sheriff COMM $235.11
Evolutions Healthcare Systems PRIMENETWORK $258.62
CorVel Corporation WORKERSCOMP $278.77
Rockport Healthcare Group WORKERSCOMP $278.77
Prime Health WorkersComp $284.64
Emerging Therapy Solutions COMM $315.05
Multiplan PRIMARYPPO $352.67
Evolutions Healthcare Systems SELECTNETWORK $376.18
Evernorth BHCOMM $376.18
Evolutions Healthcare Systems ADVANTAGENETWORK $376.18
Multiplan COMPLEMENTARYPPO $399.69
Evolutions Healthcare Systems CHOICENETWORK $432.60
Optum Transplants MCR $470.22
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $326.82 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $455.16 not published
Adventhealth Palm Coast Parkway Palm Coast $1,202.54 $169.02 – $380.01
Adventhealth Tampa Tampa $1,666.44 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $745.57 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $971.10 $37.09 – $603.00
martin north hospital Stuart $971.10 $15.00 – $603.00

All Florida hospitals for this procedure →