Knee MRI (without contrast) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$311.59 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $19,843.35 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $311.59 | — |
| Aetna | MCR | $457.44 | — |
| Access 2 Healthcare Physicians Optimum | MGMCR | $477.32 | — |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $477.32 | — |
| Optimum Healthcare | MCRPPO | $517.10 | — |
| Optimum Healthcare | MCRHMO | $517.10 | — |
| Freedom Health Care | MGMGR | $517.10 | — |
| Optimum Healthcare | PFFS | $517.10 | — |
| United | AllPayerAppendix | $517.79 | — |
| Suncoast Neighborly Care | MedicarePACE | $530.36 | — |
| Simply Healthcare | MGMCR | $1,020.94 | — |
| AvMed | HIX | $1,080.00 | — |
| United | OptionsPPO | $1,087.24 | — |
| Aetna | QHP | $1,186.00 | — |
| Molina | MGMCR | $1,259.61 | — |
| Sunshine State Health Plan | QHP | $1,690.53 | — |
| Molina | HIX | $1,789.97 | — |
| Aetna | GatedCOMM | $1,826.00 | — |
| Aetna | NonGatedCOMM | $1,826.00 | — |
| Aetna | ASA | $1,988.85 | — |
| CorVel Corporation | WORKERSCOMP | $2,397.76 | — |
| Rockport Healthcare Group | WORKERSCOMP | $2,397.76 | — |
| Prime Health | WorkersComp | $2,448.24 | — |
| United | GlobalBenefitPlanAppendix | $2,983.28 | — |
| AvMed | HMOFI | $3,110.00 | — |
| Prime Health Sheriff | COMM | $3,314.76 | — |
| Beacon Health Options | COMM | $3,314.76 | — |
| Plotkin Health | COMM | $3,314.76 | — |
| AvMed | ASOEO | $3,418.00 | — |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,646.23 | — |
| Multiplan | PRIMARYPPO | $4,972.13 | — |
| Evernorth | BHCOMM | $5,303.61 | — |
| Evolutions Healthcare Systems | SELECTNETWORK | $5,303.61 | — |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $5,303.61 | — |
| Multiplan | COMPLEMENTARYPPO | $5,635.08 | — |
| Evolutions Healthcare Systems | CHOICENETWORK | $6,099.15 | — |
| Emerging Therapy Solutions | COMM | $13,295.04 | — |
| Optum Transplants | MCR | $19,843.35 | — |
Visitor-reported prices
Comments
Knee MRI (without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $7,924.84 | $236.71 – $517.67 |
| Adventhealth Lake Wales | Lake Wales | $816.12 | $249.17 – $553.15 |
| Adventhealth Palm Coast Parkway | Palm Coast | $7,173.10 | $236.71 – $703.89 |
| Adventhealth Tampa | Tampa | $6,387.80 | $249.17 – $553.15 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $2,619.83 | $236.71 – $675.95 |
| Adventhealth Port Charlotte | Port Charlotte | $9,055.08 | $249.17 – $454.98 |
| cleveland clinic florida weston hospital | Weston | $1,741.35 | $57.39 – $1,772.25 |
| martin north hospital | Stuart | $1,355.25 | $51.35 – $1,042.50 |