Knee MRI (with and without contrast) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$8,619.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,619.62
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$405.12 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $25,800.12 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $405.12 | ↓ -95% |
| Aetna | MCR | $594.75 | ↓ -93% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $620.61 | ↓ -93% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $620.61 | ↓ -93% |
| Optimum Healthcare | MCRHMO | $672.33 | ↓ -92% |
| Optimum Healthcare | PFFS | $672.33 | ↓ -92% |
| Optimum Healthcare | MCRPPO | $672.33 | ↓ -92% |
| Freedom Health Care | MGMGR | $672.33 | ↓ -92% |
| Suncoast Neighborly Care | MedicarePACE | $689.57 | ↓ -92% |
| United | AllPayerAppendix | $828.27 | ↓ -90% |
| AvMed | HIX | $1,080.00 | ↓ -87% |
| Aetna | QHP | $1,186.00 | ↓ -86% |
| Simply Healthcare | MGMCR | $1,327.42 | ↓ -85% |
| United | OptionsPPO | $1,413.62 | ↓ -84% |
| Molina | MGMCR | $1,637.73 | ↓ -81% |
| Aetna | NonGatedCOMM | $1,826.00 | ↓ -79% |
| Aetna | GatedCOMM | $1,826.00 | ↓ -79% |
| Sunshine State Health Plan | QHP | $2,198.00 | ↓ -75% |
| Molina | HIX | $2,327.30 | ↓ -73% |
| Aetna | ASA | $2,585.89 | ↓ -70% |
| AvMed | HMOFI | $3,110.00 | ↓ -64% |
| AvMed | ASOEO | $3,418.00 | ↓ -60% |
| United | GlobalBenefitPlanAppendix | $3,878.83 | ↓ -55% |
| Beacon Health Options | COMM | $4,309.81 | ↓ -50% |
| Plotkin Health | COMM | $4,309.81 | ↓ -50% |
| Prime Health Sheriff | COMM | $4,309.81 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $4,740.79 | ↓ -45% |
| CorVel Corporation | WORKERSCOMP | $5,106.45 | ↓ -41% |
| Rockport Healthcare Group | WORKERSCOMP | $5,106.45 | ↓ -41% |
| Prime Health | WorkersComp | $5,213.95 | ↓ -40% |
| Multiplan | PRIMARYPPO | $6,464.72 | ↓ -25% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $6,895.70 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $6,895.70 | ↓ -20% |
| Evernorth | BHCOMM | $6,895.70 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $7,326.68 | ↓ -15% |
| Evolutions Healthcare Systems | CHOICENETWORK | $7,930.05 | ↓ -8% |
| Emerging Therapy Solutions | COMM | $17,286.08 | ↑ +101% |
| Optum Transplants | MCR | $25,800.12 | ↑ +199% |
Visitor-reported prices
Comments
Knee MRI (with and without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $9,714.10 | $346.11 – $865.63 |
| Adventhealth Lake Wales | Lake Wales | $4,306.96 | $364.32 – $958.38 |
| Adventhealth Palm Coast Parkway | Palm Coast | $8,799.02 | $346.11 – $1,177.02 |
| Adventhealth Tampa | Tampa | $8,040.57 | $364.32 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $3,322.09 | $346.11 – $1,130.31 |
| Adventhealth Port Charlotte | Port Charlotte | $10,197.42 | $364.32 – $687.95 |
| cleveland clinic florida weston hospital | Weston | $2,616.90 | $88.92 – $2,618.00 |
| martin north hospital | Stuart | $2,002.00 | $79.56 – $1,540.00 |