Knee disc/dial lock/adj flex at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,087.05

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,087.05

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.01 with Aetna vs $1,087.05 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $75.01 ↓ -93%
Suncoast Neighborly Care MedicarePACE $86.96 ↓ -92%
Humana TRICARE $171.81 ↓ -84%
Aetna QHP $172.84 ↓ -84%
WellMed MCR $177.12 ↓ -84%
NDMS Definitive Care MCR $177.12 ↓ -84%
Devoted Health MCR $177.12 ↓ -84%
United MGMCD $177.12 ↓ -84%
CareSource Tricare $177.12 ↓ -84%
United OptionsPPO $178.28 ↓ -84%
United MCR $180.66 ↓ -83%
Ultimate Health Plan MCR $180.66 ↓ -83%
BCBS MGMCRHMO $180.66 ↓ -83%
BCBS MCRPPO $180.66 ↓ -83%
HUMANA MGMCRPPO $185.98 ↓ -83%
BayCare Health Plans MCR $185.98 ↓ -83%
Sunshine State MCR $185.98 ↓ -83%
WellCare MCR $185.98 ↓ -83%
American Health Plan MCR $187.75 ↓ -83%
Cigna HealthSpring MCR $189.52 ↓ -83%
Align Senior Care MCR $189.52 ↓ -83%
Florida Complete Care MCR $189.52 ↓ -83%
SECUR MGMCR $191.29 ↓ -82%
Gold Kidney of Florida Medicare $193.06 ↓ -82%
HUMANA MGMCRHMO $194.83 ↓ -82%
Clear Spring Health MCR $194.83 ↓ -82%
Centurion LOGOV $194.83 ↓ -82%
CarePlus MGMCR $201.92 ↓ -81%
Longevity Health Plan MCR $212.54 ↓ -80%
Aetna GatedCOMM $245.67 ↓ -77%
Aetna NonGatedCOMM $245.67 ↓ -77%
Solis Health Plan MCR $256.82 ↓ -76%
Aetna ASA $326.12 ↓ -70%
United GlobalBenefitPlanAppendix $489.17 ↓ -55%
Plotkin Health COMM $543.52 ↓ -50%
Prime Health Sheriff COMM $543.52 ↓ -50%
Beacon Health Options COMM $543.52 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $597.88 ↓ -45%
Emerging Therapy Solutions COMM $728.32 ↓ -33%
Multiplan PRIMARYPPO $815.29 ↓ -25%
Evernorth BHCOMM $869.64 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $869.64 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $869.64 ↓ -20%
Multiplan COMPLEMENTARYPPO $923.99 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $1,000.09 ↓ -8%
Optum Transplants MCR $1,087.05 ↑ +0%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Knee disc/dial lock/adj flex at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $141.70 – $212.54
cleveland clinic florida weston hospital Weston not published $267.77 – $267.77
martin north hospital Stuart not published $255.85 – $255.85
indian river hospital Vero Beach not published $320.83 – $320.83
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $171.81 – $256.82
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $168.26 – $256.82
HCA FLORIDA KENDALL HOSPITAL DORAL not published $171.81 – $371.95
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $171.81 – $301.10

All Florida hospitals for this procedure →