Immunofluorescence per specimen initial single antibody stain at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,684.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,684.84

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.74 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $420.00 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $19.74 ↓ -99%
Aetna MCR $28.98 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $30.24 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $30.24 ↓ -98%
Freedom Health Care MGMGR $32.76 ↓ -98%
Optimum Healthcare PFFS $32.76 ↓ -98%
Optimum Healthcare MCRPPO $32.76 ↓ -98%
Optimum Healthcare MCRHMO $32.76 ↓ -98%
AvMed HIX $33.60 ↓ -98%
Suncoast Neighborly Care MedicarePACE $33.60 ↓ -98%
Simply Healthcare HIX $53.34 ↓ -97%
Oscar HIX $63.00 ↓ -96%
Simply Healthcare MGMCR $64.68 ↓ -96%
United OptionsPPO $68.88 ↓ -96%
Molina MGMCR $79.80 ↓ -95%
AvMed HMOFI $92.40 ↓ -95%
Evolutions Healthcare Systems PrimeTier1 $96.60 ↓ -94%
AvMed ASOEO $105.00 ↓ -94%
Sunshine State Health Plan QHP $107.10 ↓ -94%
Molina HIX $113.40 ↓ -93%
Humana HMO $117.60 ↓ -93%
Humana PPO $117.60 ↓ -93%
Aetna ASA $126.00 ↓ -93%
United GlobalBenefitPlanAppendix $189.00 ↓ -89%
Plotkin Health COMM $210.00 ↓ -88%
Beacon Health Options COMM $210.00 ↓ -88%
Prime Health Sheriff COMM $210.00 ↓ -88%
Evolutions Healthcare Systems PRIMENETWORK $231.00 ↓ -86%
CorVel Corporation WORKERSCOMP $278.77 ↓ -83%
Rockport Healthcare Group WORKERSCOMP $278.77 ↓ -83%
Emerging Therapy Solutions COMM $281.40 ↓ -83%
Prime Health WorkersComp $284.64 ↓ -83%
United AllPayerAppendix $291.26 ↓ -83%
Multiplan PRIMARYPPO $315.00 ↓ -81%
Evolutions Healthcare Systems SELECTNETWORK $336.00 ↓ -80%
Evernorth BHCOMM $336.00 ↓ -80%
Evolutions Healthcare Systems ADVANTAGENETWORK $336.00 ↓ -80%
Multiplan COMPLEMENTARYPPO $357.00 ↓ -79%
Evolutions Healthcare Systems CHOICENETWORK $386.40 ↓ -77%
Optum Transplants MCR $420.00 ↓ -75%
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $811.46 $169.02 – $296.94
Adventhealth Palm Coast Parkway Palm Coast $104.21 $169.02 – $380.01
AdventHealth New Smyrna Beach New Smyrna Beach $392.99 $169.02 – $388.65
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $602.00 $274.61 – $291.26
Adventhealth Port Charlotte Port Charlotte $1,945.52 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $319.15 $20.92 – $319.00
martin north hospital Stuart $319.15 $37.92 – $203.67
indian river hospital Vero Beach $243.10 $76.28 – $260.80

All Florida hospitals for this procedure →