Ghs ot dds rom at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.74 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $304.74 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $5.74
Aetna MCR $8.42
Access 2 Healthcare Physicians Freedom Health MGMCR $8.79
Access 2 Healthcare Physicians Optimum MGMCR $8.79
Optimum Healthcare MCRHMO $9.52
Optimum Healthcare MCRPPO $9.52
Optimum Healthcare PFFS $9.52
Freedom Health Care MGMGR $9.52
Simply Healthcare HIX $15.50
CorVel Corporation WORKERSCOMP $17.10
Rockport Healthcare Group WORKERSCOMP $17.10
Prime Health WorkersComp $17.46
Oscar HIX $18.31
Simply Healthcare MGMCR $18.80
Aetna QHP $19.41
United OptionsPPO $20.02
Cigna PPO $21.97
Cigna HMO $21.97
Humana TRICARE $21.99
CareSource Tricare $22.67
Molina MGMCR $23.20
AvMed HIX $24.38
NDMS Definitive Care MCR $25.32
United MGMCD $25.32
Devoted Health MCR $25.32
WellMed MCR $25.32
BCBS MCRPPO $25.83
Ultimate Health Plan MCR $25.83
United MCR $25.83
BCBS MGMCRHMO $25.83
HUMANA MGMCRPPO $26.59
WellCare MCR $26.59
Sunshine State MCR $26.59
BayCare Health Plans MCR $26.59
American Health Plan MCR $26.84
AvMed HMOFI $26.86
Align Senior Care MCR $27.09
Florida Complete Care MCR $27.09
Cigna HealthSpring MCR $27.09
SECUR MGMCR $27.35
Aetna GatedCOMM $27.59
Aetna NonGatedCOMM $27.59
Gold Kidney of Florida Medicare $27.60
HUMANA MGMCRHMO $27.85
Clear Spring Health MCR $27.85
Centurion LOGOV $27.85
Evolutions Healthcare Systems PrimeTier1 $28.08
CarePlus MGMCR $28.86
Longevity Health Plan MCR $30.38
AvMed ASOEO $30.52
Sunshine State Health Plan QHP $31.13
Molina HIX $32.96
Humana PPO $34.18
Humana HMO $34.18
Aetna ASA $36.62
Solis Health Plan MCR $36.71
United GlobalBenefitPlanAppendix $54.94
Beacon Health Options COMM $61.04
Prime Health Sheriff COMM $61.04
Plotkin Health COMM $61.04
Evolutions Healthcare Systems PRIMENETWORK $67.14
Multiplan PRIMARYPPO $91.56
Evolutions Healthcare Systems SELECTNETWORK $97.66
Evolutions Healthcare Systems ADVANTAGENETWORK $97.66
Evernorth BHCOMM $97.66
Multiplan COMPLEMENTARYPPO $103.77
Evolutions Healthcare Systems CHOICENETWORK $112.31
Emerging Therapy Solutions COMM $204.18
Optum Transplants MCR $304.74

Visitor-reported prices

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Ghs ot dds rom at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $98.63 $6.46 – $11.35
Adventhealth Port Charlotte Port Charlotte $363.95 not published
martin north hospital Stuart $54.60 $5.72 – $48.00
indian river hospital Vero Beach $41.60 $3.93 – $54.40
Baptist Hospital MIAMI $161.20 $27.40 – $223.20
Bethesda Hospital East BOYNTON BEACH $161.20 $26.59 – $223.20
Doctors Hospital CORAL GABLES $161.20 $27.40 – $223.20
Baptist Health Hospital Doral SOUTH MIAMI $161.20 $27.40 – $223.20

All Florida hospitals for this procedure →