Fetal hemoglobin rosette at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,230.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,230.54

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.49 with Humana vs $1,230.54 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.49 ↓ -99%
CareSource Tricare $8.75 ↓ -99%
Aetna MCR $9.36 ↓ -99%
Devoted Health MCR $9.36 ↓ -99%
United Behavioral Health VACNN $9.36 ↓ -99%
NDMS Definitive Care MCR $9.36 ↓ -99%
United AllPayerAppendix $9.36 ↓ -99%
United MGMCD $9.36 ↓ -99%
WellMed MCR $9.36 ↓ -99%
Ultimate Health Plan MCR $9.55 ↓ -99%
BCBS MCRPPO $9.55 ↓ -99%
United MCR $9.55 ↓ -99%
BCBS MGMCRHMO $9.55 ↓ -99%
Sunshine State MCR $9.83 ↓ -99%
BayCare Health Plans MCR $9.83 ↓ -99%
WellCare MCR $9.83 ↓ -99%
HUMANA MGMCRPPO $9.83 ↓ -99%
American Health Plan MCR $9.92 ↓ -99%
Cigna HealthSpring MCR $10.02 ↓ -99%
Align Senior Care MCR $10.02 ↓ -99%
Florida Complete Care MCR $10.02 ↓ -99%
SECUR MGMCR $10.11 ↓ -99%
Gold Kidney of Florida Medicare $10.20 ↓ -99%
Clear Spring Health MCR $10.30 ↓ -99%
Centurion LOGOV $10.30 ↓ -99%
HUMANA MGMCRHMO $10.30 ↓ -99%
CarePlus MGMCR $10.67 ↓ -99%
Simply Healthcare HIX $11.04 ↓ -99%
Longevity Health Plan MCR $11.23 ↓ -99%
Oscar HIX $12.73 ↓ -99%
Solis Health Plan MCR $13.57 ↓ -99%
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $18.32 ↓ -99%
Access 2 Healthcare Physicians Freedom Health MGMCR $28.06 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $28.06 ↓ -98%
Optimum Healthcare MCRPPO $30.40 ↓ -98%
Optimum Healthcare PFFS $30.40 ↓ -98%
Optimum Healthcare MCRHMO $30.40 ↓ -98%
Freedom Health Care MGMGR $30.40 ↓ -98%
Suncoast Neighborly Care MedicarePACE $31.18 ↓ -97%
Simply Healthcare MGMCR $60.02 ↓ -95%
United OptionsPPO $63.92 ↓ -95%
Molina MGMCR $74.06 ↓ -94%
AvMed HMOFI $85.75 ↓ -93%
Evolutions Healthcare Systems PrimeTier1 $89.65 ↓ -93%
AvMed ASOEO $97.44 ↓ -92%
AvMed HIX $98.44 ↓ -92%
Sunshine State Health Plan QHP $99.39 ↓ -92%
CorVel Corporation WORKERSCOMP $99.42 ↓ -92%
Rockport Healthcare Group WORKERSCOMP $99.42 ↓ -92%
Prime Health WorkersComp $101.51 ↓ -92%
Molina HIX $105.24 ↓ -91%
Humana PPO $109.14 ↓ -91%
Humana HMO $109.14 ↓ -91%
Aetna ASA $116.93 ↓ -90%
United GlobalBenefitPlanAppendix $175.40 ↓ -86%
Plotkin Health COMM $194.88 ↓ -84%
Prime Health Sheriff COMM $194.88 ↓ -84%
Beacon Health Options COMM $194.88 ↓ -84%
Evolutions Healthcare Systems PRIMENETWORK $214.37 ↓ -83%
Multiplan PRIMARYPPO $292.33 ↓ -76%
Evolutions Healthcare Systems ADVANTAGENETWORK $311.82 ↓ -75%
Evolutions Healthcare Systems SELECTNETWORK $311.82 ↓ -75%
Evernorth BHCOMM $311.82 ↓ -75%
Multiplan COMPLEMENTARYPPO $331.30 ↓ -73%
Evolutions Healthcare Systems CHOICENETWORK $358.59 ↓ -71%
Emerging Therapy Solutions COMM $824.46 ↓ -33%
Optum Transplants MCR $1,230.54 ↑ +0%
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Fetal hemoglobin rosette at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $179.24 $8.89 – $15.62
Adventhealth Tampa Tampa $96.16 $9.36 – $20.78
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $187.00 $7.49 – $100.00
Adventhealth Port Charlotte Port Charlotte $68.94 $9.36 – $17.09
cleveland clinic florida weston hospital Weston $48.10 $2.81 – $62.90
martin north hospital Stuart $78.65 $2.96 – $90.75
indian river hospital Vero Beach $48.10 $2.81 – $59.20
Baptist Hospital MIAMI $245.05 $3.12 – $339.30

All Florida hospitals for this procedure →