Established Patient Office Visit (level 4) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$490.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$490.31
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.34 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $219.98 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $10.34 | ↓ -98% |
| BCBS | MGMCRHMO | $12.98 | ↓ -97% |
| Aetna | MCR | $15.18 | ↓ -97% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $15.84 | ↓ -97% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $15.84 | ↓ -97% |
| Freedom Health Care | MGMGR | $17.16 | ↓ -97% |
| Optimum Healthcare | PFFS | $17.16 | ↓ -97% |
| Optimum Healthcare | MCRPPO | $17.16 | ↓ -97% |
| Optimum Healthcare | MCRHMO | $17.16 | ↓ -97% |
| BCBS | MBN | $19.14 | ↓ -96% |
| BCBS | SBN | $19.14 | ↓ -96% |
| BCBS | BSL | $19.14 | ↓ -96% |
| Truli | BSL | $19.14 | ↓ -96% |
| BCBS | HMO | $25.08 | ↓ -95% |
| BCBS | NWB | $28.16 | ↓ -94% |
| BCBS | PPO | $28.16 | ↓ -94% |
| Simply Healthcare | MGMCR | $33.88 | ↓ -93% |
| Aetna | QHP | $34.98 | ↓ -93% |
| United | OptionsPPO | $36.08 | ↓ -93% |
| Cigna | PPO | $39.60 | ↓ -92% |
| Cigna | HMO | $39.60 | ↓ -92% |
| Molina | MGMCR | $41.80 | ↓ -91% |
| BCBS | PHS | $46.20 | ↓ -91% |
| Aetna | GatedCOMM | $49.72 | ↓ -90% |
| Aetna | NonGatedCOMM | $49.72 | ↓ -90% |
| Sunshine State Health Plan | QHP | $56.09 | ↓ -89% |
| Molina | HIX | $59.39 | ↓ -88% |
| Humana | PPO | $61.59 | ↓ -87% |
| Humana | HMO | $61.59 | ↓ -87% |
| Aetna | ASA | $65.99 | ↓ -87% |
| Rockport Healthcare Group | WORKERSCOMP | $84.55 | ↓ -83% |
| CorVel Corporation | WORKERSCOMP | $84.55 | ↓ -83% |
| Prime Health | WorkersComp | $86.33 | ↓ -82% |
| United | GlobalBenefitPlanAppendix | $98.99 | ↓ -80% |
| Plotkin Health | COMM | $109.99 | ↓ -78% |
| Prime Health Sheriff | COMM | $109.99 | ↓ -78% |
| Beacon Health Options | COMM | $109.99 | ↓ -78% |
| Evolutions Healthcare Systems | PRIMENETWORK | $120.99 | ↓ -75% |
| Emerging Therapy Solutions | COMM | $147.39 | ↓ -70% |
| Multiplan | PRIMARYPPO | $164.99 | ↓ -66% |
| Evernorth | BHCOMM | $175.98 | ↓ -64% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $175.98 | ↓ -64% |
| Evolutions Healthcare Systems | SELECTNETWORK | $175.98 | ↓ -64% |
| Multiplan | COMPLEMENTARYPPO | $186.98 | ↓ -62% |
| Evolutions Healthcare Systems | CHOICENETWORK | $202.38 | ↓ -59% |
| Optum Transplants | MCR | $219.98 | ↓ -55% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 4) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $428.75 | not published |
| Adventhealth Lake Wales | Lake Wales | $650.55 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $747.19 | not published |
| Adventhealth Tampa | Tampa | $639.64 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $524.29 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $984.78 | not published |
| cleveland clinic florida weston hospital | Weston | $499.20 | $39.31 – $384.00 |
| martin north hospital | Stuart | $499.20 | $48.67 – $175.50 |