Established Patient Office Visit (level 3) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$351.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$351.99
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.20 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $132.00 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $6.20 | ↓ -98% |
| BCBS | MGMCRHMO | $7.79 | ↓ -98% |
| Aetna | MCR | $9.11 | ↓ -97% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $9.50 | ↓ -97% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $9.50 | ↓ -97% |
| Freedom Health Care | MGMGR | $10.30 | ↓ -97% |
| Optimum Healthcare | PFFS | $10.30 | ↓ -97% |
| Optimum Healthcare | MCRPPO | $10.30 | ↓ -97% |
| Optimum Healthcare | MCRHMO | $10.30 | ↓ -97% |
| BCBS | MBN | $11.48 | ↓ -97% |
| BCBS | SBN | $11.48 | ↓ -97% |
| BCBS | BSL | $11.48 | ↓ -97% |
| Truli | BSL | $11.48 | ↓ -97% |
| BCBS | HMO | $15.05 | ↓ -96% |
| BCBS | NWB | $16.90 | ↓ -95% |
| BCBS | PPO | $16.90 | ↓ -95% |
| Simply Healthcare | MGMCR | $20.33 | ↓ -94% |
| Aetna | QHP | $20.99 | ↓ -94% |
| United | OptionsPPO | $21.65 | ↓ -94% |
| Cigna | PPO | $23.76 | ↓ -93% |
| Cigna | HMO | $23.76 | ↓ -93% |
| Molina | MGMCR | $25.08 | ↓ -93% |
| BCBS | PHS | $27.72 | ↓ -92% |
| Aetna | GatedCOMM | $29.83 | ↓ -92% |
| Aetna | NonGatedCOMM | $29.83 | ↓ -92% |
| Sunshine State Health Plan | QHP | $33.66 | ↓ -90% |
| Molina | HIX | $35.64 | ↓ -90% |
| Humana | PPO | $36.96 | ↓ -89% |
| Humana | HMO | $36.96 | ↓ -89% |
| Aetna | ASA | $39.60 | ↓ -89% |
| Rockport Healthcare Group | WORKERSCOMP | $55.10 | ↓ -84% |
| CorVel Corporation | WORKERSCOMP | $55.10 | ↓ -84% |
| Prime Health | WorkersComp | $56.26 | ↓ -84% |
| United | GlobalBenefitPlanAppendix | $59.40 | ↓ -83% |
| Plotkin Health | COMM | $66.00 | ↓ -81% |
| Prime Health Sheriff | COMM | $66.00 | ↓ -81% |
| Beacon Health Options | COMM | $66.00 | ↓ -81% |
| Evolutions Healthcare Systems | PRIMENETWORK | $72.60 | ↓ -79% |
| Emerging Therapy Solutions | COMM | $88.44 | ↓ -75% |
| Multiplan | PRIMARYPPO | $99.00 | ↓ -72% |
| Evernorth | BHCOMM | $105.60 | ↓ -70% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $105.60 | ↓ -70% |
| Evolutions Healthcare Systems | SELECTNETWORK | $105.60 | ↓ -70% |
| Multiplan | COMPLEMENTARYPPO | $112.20 | ↓ -68% |
| Evolutions Healthcare Systems | CHOICENETWORK | $121.44 | ↓ -65% |
| Optum Transplants | MCR | $132.00 | ↓ -62% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $382.11 | not published |
| Adventhealth Lake Wales | Lake Wales | $616.46 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $589.52 | not published |
| Adventhealth Tampa | Tampa | $548.68 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $401.21 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $861.68 | not published |
| cleveland clinic florida weston hospital | Weston | $338.00 | $31.58 – $260.00 |
| martin north hospital | Stuart | $338.00 | $34.29 – $141.00 |