Established Patient Office Visit (level 2) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$284.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$284.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.14 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $88.01 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $4.14 ↓ -99%
BCBS MGMCRHMO $5.19 ↓ -98%
Aetna MCR $6.07 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $6.34 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $6.34 ↓ -98%
Freedom Health Care MGMGR $6.86 ↓ -98%
Optimum Healthcare PFFS $6.86 ↓ -98%
Optimum Healthcare MCRPPO $6.86 ↓ -98%
Optimum Healthcare MCRHMO $6.86 ↓ -98%
BCBS MBN $7.66 ↓ -97%
BCBS SBN $7.66 ↓ -97%
BCBS BSL $7.66 ↓ -97%
Truli BSL $7.66 ↓ -97%
BCBS HMO $10.03 ↓ -96%
BCBS NWB $11.27 ↓ -96%
BCBS PPO $11.27 ↓ -96%
Simply Healthcare MGMCR $13.55 ↓ -95%
Aetna QHP $13.99 ↓ -95%
United OptionsPPO $14.43 ↓ -95%
Cigna PPO $15.84 ↓ -94%
Cigna HMO $15.84 ↓ -94%
Molina MGMCR $16.72 ↓ -94%
BCBS PHS $18.48 ↓ -93%
Aetna GatedCOMM $19.89 ↓ -93%
Aetna NonGatedCOMM $19.89 ↓ -93%
Sunshine State Health Plan QHP $22.44 ↓ -92%
Molina HIX $23.76 ↓ -92%
Humana PPO $24.64 ↓ -91%
Humana HMO $24.64 ↓ -91%
Aetna ASA $26.40 ↓ -91%
Rockport Healthcare Group WORKERSCOMP $29.45 ↓ -90%
CorVel Corporation WORKERSCOMP $29.45 ↓ -90%
Prime Health WorkersComp $30.07 ↓ -89%
United GlobalBenefitPlanAppendix $39.60 ↓ -86%
Plotkin Health COMM $44.01 ↓ -85%
Prime Health Sheriff COMM $44.01 ↓ -85%
Beacon Health Options COMM $44.01 ↓ -85%
Evolutions Healthcare Systems PRIMENETWORK $48.41 ↓ -83%
Emerging Therapy Solutions COMM $58.97 ↓ -79%
Multiplan PRIMARYPPO $66.01 ↓ -77%
Evernorth BHCOMM $70.41 ↓ -75%
Evolutions Healthcare Systems ADVANTAGENETWORK $70.41 ↓ -75%
Evolutions Healthcare Systems SELECTNETWORK $70.41 ↓ -75%
Multiplan COMPLEMENTARYPPO $74.81 ↓ -74%
Evolutions Healthcare Systems CHOICENETWORK $80.97 ↓ -71%
Optum Transplants MCR $88.01 ↓ -69%

Visitor-reported prices

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Established Patient Office Visit (level 2) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $347.20 not published
Adventhealth Lake Wales Lake Wales $462.63 not published
Adventhealth Palm Coast Parkway Palm Coast $347.20 not published
Adventhealth Tampa Tampa $440.60 not published
AdventHealth New Smyrna Beach New Smyrna Beach $318.21 not published
Adventhealth Port Charlotte Port Charlotte $738.59 not published
cleveland clinic florida weston hospital Weston $182.00 $15.00 – $159.80
martin north hospital Stuart $182.00 $19.33 – $94.00

All Florida hospitals for this procedure →