Ercp biliary & pancreas at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$10,893.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,893.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$151.90 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $10,893.34 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $151.90 ↓ -99%
Aetna MCR $223.01 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $232.70 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $232.70 ↓ -98%
Optimum Healthcare MCRHMO $252.10 ↓ -98%
Optimum Healthcare PFFS $252.10 ↓ -98%
Optimum Healthcare MCRPPO $252.10 ↓ -98%
Freedom Health Care MGMGR $252.10 ↓ -98%
Simply Healthcare MGMCR $497.73 ↓ -95%
United OptionsPPO $530.05 ↓ -95%
Molina MGMCR $614.08 ↓ -94%
BCBS MGMCRHMO $642.71 ↓ -94%
AvMed HMOFI $711.04 ↓ -93%
Evolutions Healthcare Systems PrimeTier1 $743.36 ↓ -93%
Rockport Healthcare Group WORKERSCOMP $798.28 ↓ -93%
CorVel Corporation WORKERSCOMP $798.28 ↓ -93%
AvMed ASOEO $808.00 ↓ -93%
Prime Health WorkersComp $815.08 ↓ -93%
Sunshine State Health Plan QHP $824.16 ↓ -92%
AvMed HIX $871.47 ↓ -92%
Molina HIX $872.64 ↓ -92%
Humana PPO $904.96 ↓ -92%
Humana HMO $904.96 ↓ -92%
Aetna ASA $969.60 ↓ -91%
United GlobalBenefitPlanAppendix $1,454.40 ↓ -87%
Prime Health Sheriff COMM $1,616.00 ↓ -85%
Beacon Health Options COMM $1,616.00 ↓ -85%
Plotkin Health COMM $1,616.00 ↓ -85%
Evolutions Healthcare Systems PRIMENETWORK $1,777.60 ↓ -84%
Multiplan PRIMARYPPO $2,424.00 ↓ -78%
Evernorth BHCOMM $2,585.60 ↓ -76%
Evolutions Healthcare Systems ADVANTAGENETWORK $2,585.60 ↓ -76%
Evolutions Healthcare Systems SELECTNETWORK $2,585.60 ↓ -76%
Multiplan COMPLEMENTARYPPO $2,747.20 ↓ -75%
Evolutions Healthcare Systems CHOICENETWORK $2,973.44 ↓ -73%
Emerging Therapy Solutions COMM $7,298.54 ↓ -33%
Optum Transplants MCR $10,893.34 ↑ +0%
Aetna NonGatedCOMM not published by hospital
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Ercp biliary & pancreas at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $4,264.27 not published
Adventhealth Palm Coast Parkway Palm Coast $4,008.33 not published
Adventhealth Tampa Tampa $2,844.15 not published
AdventHealth New Smyrna Beach New Smyrna Beach $2,079.35 not published
Adventhealth Port Charlotte Port Charlotte $5,248.89 not published
cleveland clinic florida weston hospital Weston $922.35 $26.36 – $985.15
martin north hospital Stuart $753.35 $27.68 – $579.50
indian river hospital Vero Beach $753.35 $26.36 – $927.20

All Florida hospitals for this procedure →