ER Visit (level 3) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,478.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,478.52
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$70.30 with CorVel Corporation vs $5,463.00 with AvMed — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $70.30 | ↓ -95% |
| Rockport Healthcare Group | WORKERSCOMP | $70.30 | ↓ -95% |
| Prime Health | WorkersComp | $71.78 | ↓ -95% |
| Aetna | MCR | $102.02 | ↓ -93% |
| United | OptionsPPO | $242.48 | ↓ -84% |
| Aetna | ASA | $443.56 | ↓ -70% |
| United | GlobalBenefitPlanAppendix | $665.33 | ↓ -55% |
| Prime Health Sheriff | COMM | $739.26 | ↓ -50% |
| Plotkin Health | COMM | $739.26 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $813.19 | ↓ -45% |
| Multiplan | PRIMARYPPO | $1,108.89 | ↓ -25% |
| Suncoast Neighborly Care | MedicarePACE | $1,150.00 | ↓ -22% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $1,182.82 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $1,182.82 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $1,256.74 | ↓ -15% |
| Sunshine State Health Plan | QHP | $1,535.00 | ↑ +4% |
| Simply Healthcare | HIX | $1,542.00 | ↑ +4% |
| United | AllPayerAppendix | $1,810.00 | ↑ +22% |
| BCBS | BSL | $1,875.00 | ↑ +27% |
| Truli | BSL | $1,875.00 | ↑ +27% |
| BCBS | MBN | $1,875.00 | ↑ +27% |
| BCBS | SBN | $1,875.00 | ↑ +27% |
| Oscar | HIX | $2,010.00 | ↑ +36% |
| AvMed | HIX | $2,165.00 | ↑ +46% |
| BCBS | NWB | $2,327.00 | ↑ +57% |
| BCBS | PPO | $2,327.00 | ↑ +57% |
| BCBS | HMO | $2,454.00 | ↑ +66% |
| BCBS | PHS | $3,181.00 | ↑ +115% |
| Evolutions Healthcare Systems | PrimeTier1 | $3,186.00 | ↑ +115% |
| Emerging Therapy Solutions | COMM | $3,629.46 | ↑ +145% |
| Cigna | PPO | $4,670.00 | ↑ +216% |
| Cigna | HMO | $4,670.00 | ↑ +216% |
| AvMed | HMOFI | $4,973.00 | ↑ +236% |
| Optum Transplants | MCR | $5,417.10 | ↑ +266% |
| AvMed | ASOEO | $5,463.00 | ↑ +269% |
Visitor-reported prices
Comments
ER Visit (level 3) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $1,471.11 | $270.81 – $475.77 |
| Adventhealth Lake Wales | Lake Wales | $1,340.10 | $285.06 – $632.84 |
| Adventhealth Palm Coast Parkway | Palm Coast | $1,177.63 | $270.81 – $608.87 |
| Adventhealth Tampa | Tampa | $1,908.05 | $285.06 – $632.84 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $1,428.20 | $270.81 – $622.72 |
| Adventhealth Port Charlotte | Port Charlotte | $3,858.25 | $285.06 – $520.53 |
| cleveland clinic florida weston hospital | Weston | $1,552.85 | $35.80 – $2,030.65 |
| martin north hospital | Stuart | $1,552.85 | $46.22 – $1,194.50 |