Electrophysiology evaluation at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$31,500.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$31,500.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,858.55 with BCBS vs $35,277.00 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MGMCRHMO $1,858.55 ↓ -94%
Aetna MCR $2,173.56 ↓ -93%
AvMed HIX $2,520.07 ↓ -92%
Simply Healthcare MGMCR $4,851.14 ↓ -85%
Aetna QHP $5,008.64 ↓ -84%
Molina HIX $5,010.00 ↓ -84%
United OptionsPPO $5,166.15 ↓ -84%
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $6,426.00 ↓ -80%
AvMed HMOFI $6,930.20 ↓ -78%
Aetna NonGatedCOMM $7,119.20 ↓ -77%
Aetna GatedCOMM $7,119.20 ↓ -77%
Molina MGMCR $7,500.00 ↓ -76%
Optimum Healthcare MCRHMO $7,650.00 ↓ -76%
Optimum Healthcare PFFS $7,650.00 ↓ -76%
Optimum Healthcare MCRPPO $7,650.00 ↓ -76%
Freedom Health Care MGMGR $7,650.00 ↓ -76%
Access 2 Healthcare Physicians Optimum MGMCR $7,650.00 ↓ -76%
Access 2 Healthcare Physicians Freedom Health MGMCR $7,650.00 ↓ -76%
AvMed ASOEO $7,875.23 ↓ -75%
Suncoast Neighborly Care MedicarePACE $8,500.00 ↓ -73%
Aetna ASA $9,450.27 ↓ -70%
Sunshine State Health Plan QHP $10,402.00 ↓ -67%
Rockport Healthcare Group WORKERSCOMP $10,878.63 ↓ -65%
CorVel Corporation WORKERSCOMP $10,878.63 ↓ -65%
Prime Health WorkersComp $11,107.65 ↓ -65%
BCBS SBN $13,889.00 ↓ -56%
BCBS BSL $13,889.00 ↓ -56%
BCBS MBN $13,889.00 ↓ -56%
Truli BSL $13,889.00 ↓ -56%
United GlobalBenefitPlanAppendix $14,175.41 ↓ -55%
Prime Health Sheriff COMM $15,750.45 ↓ -50%
Beacon Health Options COMM $15,750.45 ↓ -50%
Plotkin Health COMM $15,750.45 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $17,325.49 ↓ -45%
BCBS HMO $18,287.00 ↓ -42%
United AllPayerAppendix $18,752.00 ↓ -40%
Emerging Therapy Solutions COMM $21,105.60 ↓ -33%
BCBS NWB $21,205.00 ↓ -33%
BCBS PPO $21,205.00 ↓ -33%
Evolutions Healthcare Systems PrimeTier1 $23,125.00 ↓ -27%
Multiplan PRIMARYPPO $23,625.67 ↓ -25%
Cigna PPO $23,865.00 ↓ -24%
Cigna HMO $23,865.00 ↓ -24%
Evernorth BHCOMM $25,200.72 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $25,200.72 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $25,200.72 ↓ -20%
Humana PPO $25,450.00 ↓ -19%
Humana HMO $25,450.00 ↓ -19%
Multiplan COMPLEMENTARYPPO $26,775.76 ↓ -15%
BCBS PHS $27,744.00 ↓ -12%
Simply Healthcare HIX $28,890.00 ↓ -8%
Evolutions Healthcare Systems CHOICENETWORK $28,980.83 ↓ -8%
Optum Transplants MCR $31,500.90 ↑ +0%
Oscar HIX $35,277.00 ↑ +12%

Visitor-reported prices

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Electrophysiology evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,594.98 not published
Adventhealth Tampa Tampa $13,826.18 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $38,984.00 $10,716.40 – $10,942.01
Adventhealth Port Charlotte Port Charlotte $15,900.11 not published
cleveland clinic florida weston hospital Weston $9,396.40 $68.27 – $19,642.00
martin north hospital Stuart $8,542.95 $630.94 – $16,407.00
indian river hospital Vero Beach $8,542.95 $374.67 – $11,703.95
Baptist Hospital MIAMI $12,358.45 $173.17 – $17,111.70

All Florida hospitals for this procedure →