Culture urine each isolate at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$906.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$906.81
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.33 with Humana vs $906.81 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $7.33 | ↓ -99% |
| CareSource | Tricare | $7.56 | ↓ -99% |
| Aetna | MCR | $8.09 | ↓ -99% |
| Devoted Health | MCR | $8.09 | ↓ -99% |
| United Behavioral Health | VACNN | $8.09 | ↓ -99% |
| NDMS Definitive Care | MCR | $8.09 | ↓ -99% |
| United | AllPayerAppendix | $8.09 | ↓ -99% |
| United | MGMCD | $8.09 | ↓ -99% |
| WellMed | MCR | $8.09 | ↓ -99% |
| Ultimate Health Plan | MCR | $8.25 | ↓ -99% |
| BCBS | MCRPPO | $8.25 | ↓ -99% |
| United | MCR | $8.25 | ↓ -99% |
| BCBS | MGMCRHMO | $8.25 | ↓ -99% |
| Sunshine State | MCR | $8.49 | ↓ -99% |
| BayCare Health Plans | MCR | $8.49 | ↓ -99% |
| WellCare | MCR | $8.49 | ↓ -99% |
| HUMANA | MGMCRPPO | $8.49 | ↓ -99% |
| American Health Plan | MCR | $8.58 | ↓ -99% |
| Cigna HealthSpring | MCR | $8.66 | ↓ -99% |
| Align Senior Care | MCR | $8.66 | ↓ -99% |
| Florida Complete Care | MCR | $8.66 | ↓ -99% |
| SECUR | MGMCR | $8.74 | ↓ -99% |
| Gold Kidney of Florida | Medicare | $8.82 | ↓ -99% |
| Clear Spring Health | MCR | $8.90 | ↓ -99% |
| Centurion | LOGOV | $8.90 | ↓ -99% |
| HUMANA | MGMCRHMO | $8.90 | ↓ -99% |
| CarePlus | MGMCR | $9.22 | ↓ -99% |
| Simply Healthcare | HIX | $9.55 | ↓ -99% |
| Longevity Health Plan | MCR | $9.71 | ↓ -99% |
| Oscar | HIX | $11.00 | ↓ -99% |
| Solis Health Plan | MCR | $11.73 | ↓ -99% |
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $42.62 | ↓ -95% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $65.29 | ↓ -93% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $65.29 | ↓ -93% |
| Optimum Healthcare | MCRPPO | $70.73 | ↓ -92% |
| Optimum Healthcare | PFFS | $70.73 | ↓ -92% |
| Optimum Healthcare | MCRHMO | $70.73 | ↓ -92% |
| Freedom Health Care | MGMGR | $70.73 | ↓ -92% |
| Suncoast Neighborly Care | MedicarePACE | $72.54 | ↓ -92% |
| AvMed | HIX | $72.54 | ↓ -92% |
| Rockport Healthcare Group | WORKERSCOMP | $107.22 | ↓ -88% |
| CorVel Corporation | WORKERSCOMP | $107.22 | ↓ -88% |
| Prime Health | WorkersComp | $109.47 | ↓ -88% |
| Simply Healthcare | MGMCR | $139.65 | ↓ -85% |
| United | OptionsPPO | $148.72 | ↓ -84% |
| Molina | MGMCR | $172.29 | ↓ -81% |
| AvMed | HMOFI | $199.50 | ↓ -78% |
| Evolutions Healthcare Systems | PrimeTier1 | $208.57 | ↓ -77% |
| AvMed | ASOEO | $226.70 | ↓ -75% |
| Sunshine State Health Plan | QHP | $231.24 | ↓ -74% |
| Molina | HIX | $244.84 | ↓ -73% |
| Humana | PPO | $253.91 | ↓ -72% |
| Humana | HMO | $253.91 | ↓ -72% |
| Aetna | ASA | $272.04 | ↓ -70% |
| United | GlobalBenefitPlanAppendix | $408.06 | ↓ -55% |
| Prime Health Sheriff | COMM | $453.40 | ↓ -50% |
| Beacon Health Options | COMM | $453.40 | ↓ -50% |
| Plotkin Health | COMM | $453.40 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $498.75 | ↓ -45% |
| Emerging Therapy Solutions | COMM | $607.56 | ↓ -33% |
| Multiplan | PRIMARYPPO | $680.11 | ↓ -25% |
| Evernorth | BHCOMM | $725.45 | ↓ -20% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $725.45 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $725.45 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $770.79 | ↓ -15% |
| Evolutions Healthcare Systems | CHOICENETWORK | $834.27 | ↓ -8% |
| Optum Transplants | MCR | $906.81 | ↑ +0% |
| Aetna | NonGatedCOMM | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
Visitor-reported prices
Comments
Culture urine each isolate at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Tampa | Tampa | $124.87 | $8.09 – $17.96 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $86.00 | $6.47 – $107.84 |
| Adventhealth Port Charlotte | Port Charlotte | $54.54 | $8.09 – $14.77 |
| cleveland clinic florida weston hospital | Weston | $65.65 | $4.02 – $85.85 |
| martin north hospital | Stuart | $74.75 | $4.23 – $85.50 |
| indian river hospital | Vero Beach | $54.60 | $4.02 – $67.20 |
| Baptist Hospital | MIAMI | $187.20 | $5.16 – $259.20 |
| Bethesda Hospital East | BOYNTON BEACH | $187.20 | $5.16 – $259.20 |