Culture body fluid at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.81 with Humana vs $821.34 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $7.81 | — |
| CareSource | Tricare | $8.05 | — |
| Aetna | MCR | $8.62 | — |
| Devoted Health | MCR | $8.62 | — |
| United Behavioral Health | VACNN | $8.62 | — |
| NDMS Definitive Care | MCR | $8.62 | — |
| United | AllPayerAppendix | $8.62 | — |
| United | MGMCD | $8.62 | — |
| WellMed | MCR | $8.62 | — |
| Ultimate Health Plan | MCR | $8.79 | — |
| BCBS | MCRPPO | $8.79 | — |
| United | MCR | $8.79 | — |
| BCBS | MGMCRHMO | $8.79 | — |
| Sunshine State | MCR | $9.05 | — |
| BayCare Health Plans | MCR | $9.05 | — |
| WellCare | MCR | $9.05 | — |
| HUMANA | MGMCRPPO | $9.05 | — |
| American Health Plan | MCR | $9.14 | — |
| Cigna HealthSpring | MCR | $9.22 | — |
| Align Senior Care | MCR | $9.22 | — |
| Florida Complete Care | MCR | $9.22 | — |
| SECUR | MGMCR | $9.31 | — |
| Gold Kidney of Florida | Medicare | $9.40 | — |
| Clear Spring Health | MCR | $9.48 | — |
| Centurion | LOGOV | $9.48 | — |
| HUMANA | MGMCRHMO | $9.48 | — |
| CarePlus | MGMCR | $9.83 | — |
| Simply Healthcare | HIX | $10.17 | — |
| Longevity Health Plan | MCR | $10.34 | — |
| Oscar | HIX | $11.72 | — |
| Solis Health Plan | MCR | $12.50 | — |
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $13.46 | — |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $20.62 | — |
| Access 2 Healthcare Physicians Optimum | MGMCR | $20.62 | — |
| Optimum Healthcare | MCRPPO | $22.34 | — |
| Optimum Healthcare | PFFS | $22.34 | — |
| Optimum Healthcare | MCRHMO | $22.34 | — |
| Freedom Health Care | MGMGR | $22.34 | — |
| Suncoast Neighborly Care | MedicarePACE | $22.92 | — |
| Simply Healthcare | MGMCR | $44.11 | — |
| United | OptionsPPO | $46.98 | — |
| Molina | MGMCR | $54.43 | — |
| AvMed | HMOFI | $63.02 | — |
| AvMed | HIX | $65.71 | — |
| Evolutions Healthcare Systems | PrimeTier1 | $65.88 | — |
| AvMed | ASOEO | $71.61 | — |
| Sunshine State Health Plan | QHP | $73.04 | — |
| Molina | HIX | $77.34 | — |
| Humana | PPO | $80.21 | — |
| Humana | HMO | $80.21 | — |
| Aetna | ASA | $85.94 | — |
| United | GlobalBenefitPlanAppendix | $128.90 | — |
| Beacon Health Options | COMM | $143.22 | — |
| Plotkin Health | COMM | $143.22 | — |
| Prime Health Sheriff | COMM | $143.22 | — |
| Evolutions Healthcare Systems | PRIMENETWORK | $157.55 | — |
| Multiplan | PRIMARYPPO | $214.84 | — |
| Evolutions Healthcare Systems | SELECTNETWORK | $229.16 | — |
| Evernorth | BHCOMM | $229.16 | — |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $229.16 | — |
| Rockport Healthcare Group | WORKERSCOMP | $230.03 | — |
| CorVel Corporation | WORKERSCOMP | $230.03 | — |
| Prime Health | WorkersComp | $234.88 | — |
| Multiplan | COMPLEMENTARYPPO | $243.48 | — |
| Evolutions Healthcare Systems | CHOICENETWORK | $263.53 | — |
| Emerging Therapy Solutions | COMM | $550.30 | — |
| Optum Transplants | MCR | $821.34 | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
Visitor-reported prices
Comments
Culture body fluid at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $434.13 | $8.19 – $14.39 |
| Adventhealth Lake Wales | Lake Wales | $434.13 | $8.62 – $19.14 |
| Adventhealth Palm Coast Parkway | Palm Coast | $434.13 | $8.19 – $18.41 |
| Adventhealth Tampa | Tampa | $270.31 | $8.62 – $19.14 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $404.06 | $8.19 – $18.83 |
| Adventhealth Port Charlotte | Port Charlotte | $64.02 | $8.62 – $15.74 |
| cleveland clinic florida weston hospital | Weston | $139.75 | $3.62 – $17.00 |
| martin north hospital | Stuart | $139.75 | $4.23 – $15.00 |