Culture afb any source at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.53 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $330.41 with Prime Health — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $0.53
Aetna MCR $0.78
Access 2 Healthcare Physicians Freedom Health MGMCR $0.81
Access 2 Healthcare Physicians Optimum MGMCR $0.81
Freedom Health Care MGMGR $0.88
Optimum Healthcare PFFS $0.88
Optimum Healthcare MCRPPO $0.88
Optimum Healthcare MCRHMO $0.88
AvMed HIX $0.90
Suncoast Neighborly Care MedicarePACE $0.90
Simply Healthcare MGMCR $1.74
United OptionsPPO $1.85
Molina MGMCR $2.14
AvMed HMOFI $2.48
Evolutions Healthcare Systems PrimeTier1 $2.59
AvMed ASOEO $2.82
Sunshine State Health Plan QHP $2.88
Molina HIX $3.05
Humana HMO $3.16
Humana PPO $3.16
Aetna ASA $3.38
United GlobalBenefitPlanAppendix $5.08
Prime Health Sheriff COMM $5.64
Plotkin Health COMM $5.64
Beacon Health Options COMM $5.64
Evolutions Healthcare Systems PRIMENETWORK $6.20
Emerging Therapy Solutions COMM $7.56
Multiplan PRIMARYPPO $8.46
Evolutions Healthcare Systems SELECTNETWORK $9.02
Evolutions Healthcare Systems ADVANTAGENETWORK $9.02
Evernorth BHCOMM $9.02
Multiplan COMPLEMENTARYPPO $9.59
Humana TRICARE $9.79
CareSource Tricare $10.09
Evolutions Healthcare Systems CHOICENETWORK $10.38
Devoted Health MCR $10.80
United Behavioral Health VACNN $10.80
United AllPayerAppendix $10.80
United MGMCD $10.80
WellMed MCR $10.80
NDMS Definitive Care MCR $10.80
Ultimate Health Plan MCR $11.02
BCBS MGMCRHMO $11.02
BCBS MCRPPO $11.02
United MCR $11.02
Optum Transplants MCR $11.28
WellCare MCR $11.34
HUMANA MGMCRPPO $11.34
Sunshine State MCR $11.34
BayCare Health Plans MCR $11.34
American Health Plan MCR $11.45
Cigna HealthSpring MCR $11.56
Florida Complete Care MCR $11.56
Align Senior Care MCR $11.56
SECUR MGMCR $11.66
Gold Kidney of Florida Medicare $11.77
HUMANA MGMCRHMO $11.88
Clear Spring Health MCR $11.88
Centurion LOGOV $11.88
CarePlus MGMCR $12.31
Simply Healthcare HIX $12.74
Longevity Health Plan MCR $12.96
Oscar HIX $14.69
Solis Health Plan MCR $15.66
CorVel Corporation WORKERSCOMP $323.60
Rockport Healthcare Group WORKERSCOMP $323.60
Prime Health WorkersComp $330.41
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Culture afb any source at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $249.72 $10.26 – $18.03
Adventhealth Lake Wales Lake Wales $211.92 $10.80 – $23.98
Adventhealth Palm Coast Parkway Palm Coast $211.92 $10.26 – $23.07
Adventhealth Tampa Tampa $261.14 $10.80 – $23.98
AdventHealth New Smyrna Beach New Smyrna Beach $197.24 $10.26 – $23.59
Adventhealth Port Charlotte Port Charlotte $37.00 $10.80 – $19.72
cleveland clinic florida weston hospital Weston $37.05 $4.02 – $24.65
martin north hospital Stuart $63.70 $4.23 – $21.75

All Florida hospitals for this procedure →