CT Scan of Abdomen and Pelvis (with and without contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$20,840.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,840.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$447.94 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $20,840.35 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $447.94 ↓ -98%
Aetna MCR $657.61 ↓ -97%
Access 2 Healthcare Physicians Optimum MGMCR $686.20 ↓ -97%
Access 2 Healthcare Physicians Freedom Health MGMCR $686.20 ↓ -97%
AvMed HIX $738.00 ↓ -96%
Optimum Healthcare MCRHMO $743.39 ↓ -96%
Optimum Healthcare PFFS $743.39 ↓ -96%
Optimum Healthcare MCRPPO $743.39 ↓ -96%
Freedom Health Care MGMGR $743.39 ↓ -96%
United AllPayerAppendix $828.27 ↓ -96%
Aetna QHP $913.00 ↓ -96%
Aetna NonGatedCOMM $1,404.00 ↓ -93%
Aetna GatedCOMM $1,404.00 ↓ -93%
Simply Healthcare MGMCR $1,467.71 ↓ -93%
United OptionsPPO $1,563.02 ↓ -93%
AvMed HMOFI $1,696.00 ↓ -92%
Molina MGMCR $1,810.82 ↓ -91%
AvMed ASOEO $1,863.00 ↓ -91%
Sunshine State Health Plan QHP $2,430.31 ↓ -88%
Molina HIX $2,573.26 ↓ -88%
Aetna ASA $2,859.18 ↓ -86%
United GlobalBenefitPlanAppendix $4,288.77 ↓ -79%
Plotkin Health COMM $4,765.31 ↓ -77%
Prime Health Sheriff COMM $4,765.31 ↓ -77%
Beacon Health Options COMM $4,765.31 ↓ -77%
CorVel Corporation WORKERSCOMP $4,969.02 ↓ -76%
Rockport Healthcare Group WORKERSCOMP $4,969.02 ↓ -76%
Prime Health WorkersComp $5,073.63 ↓ -76%
Evolutions Healthcare Systems PRIMENETWORK $5,241.84 ↓ -75%
Multiplan PRIMARYPPO $7,147.96 ↓ -66%
Evolutions Healthcare Systems ADVANTAGENETWORK $7,624.49 ↓ -63%
Evolutions Healthcare Systems SELECTNETWORK $7,624.49 ↓ -63%
Evernorth BHCOMM $7,624.49 ↓ -63%
Multiplan COMPLEMENTARYPPO $8,101.02 ↓ -61%
Evolutions Healthcare Systems CHOICENETWORK $8,768.16 ↓ -58%
Emerging Therapy Solutions COMM $13,963.03 ↓ -33%
Optum Transplants MCR $20,840.35 ↑ +0%

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $9,704.56 $346.11 – $685.11
Adventhealth Lake Wales Lake Wales $25,161.02 $364.32 – $808.79
Adventhealth Palm Coast Parkway Palm Coast $8,584.85 $346.11 – $931.56
Adventhealth Tampa Tampa $15,632.01 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $6,184.63 $346.11 – $894.59
Adventhealth Port Charlotte Port Charlotte $14,724.96 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,524.60 $82.37 – $2,618.00
martin north hospital Stuart $2,002.00 $73.70 – $1,540.00

All Florida hospitals for this procedure →