CT heart w/evaluation of calcium without contrast at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$15,116.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,116.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$110.14 with CorVel Corporation vs $15,116.56 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $110.14 ↓ -99%
Rockport Healthcare Group WORKERSCOMP $110.14 ↓ -99%
Prime Health WorkersComp $112.46 ↓ -99%
United AllPayerAppendix $182.03 ↓ -99%
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $710.48 ↓ -95%
AvMed HIX $738.00 ↓ -95%
Aetna QHP $913.00 ↓ -94%
Aetna MCR $1,043.04 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $1,088.39 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $1,088.39 ↓ -93%
Freedom Health Care MGMGR $1,179.09 ↓ -92%
Optimum Healthcare MCRPPO $1,179.09 ↓ -92%
Optimum Healthcare MCRHMO $1,179.09 ↓ -92%
Optimum Healthcare PFFS $1,179.09 ↓ -92%
Aetna GatedCOMM $1,404.00 ↓ -91%
Aetna NonGatedCOMM $1,404.00 ↓ -91%
AvMed HMOFI $1,696.00 ↓ -89%
AvMed ASOEO $1,863.00 ↓ -88%
Simply Healthcare MGMCR $2,327.95 ↓ -85%
United OptionsPPO $2,479.12 ↓ -84%
Evolutions Healthcare Systems PrimeTier1 $2,845.00 ↓ -81%
Molina MGMCR $2,872.15 ↓ -81%
Sunshine State Health Plan QHP $3,854.72 ↓ -75%
Cigna HMO $3,950.00 ↓ -74%
Cigna PPO $3,950.00 ↓ -74%
Humana PPO $3,998.00 ↓ -74%
Humana HMO $3,998.00 ↓ -74%
Molina HIX $4,081.47 ↓ -73%
Aetna ASA $4,534.97 ↓ -70%
United GlobalBenefitPlanAppendix $6,802.45 ↓ -55%
Plotkin Health COMM $7,558.28 ↓ -50%
Prime Health Sheriff COMM $7,558.28 ↓ -50%
Beacon Health Options COMM $7,558.28 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $8,314.11 ↓ -45%
Emerging Therapy Solutions COMM $10,128.10 ↓ -33%
Multiplan PRIMARYPPO $11,337.42 ↓ -25%
Evernorth BHCOMM $12,093.25 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $12,093.25 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $12,093.25 ↓ -20%
Multiplan COMPLEMENTARYPPO $12,849.08 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $13,907.24 ↓ -8%
Optum Transplants MCR $15,116.56 ↑ +0%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $121.55 $36.39 – $151.68
Adventhealth Palm Coast Parkway Palm Coast $267.73 $32.85 – $194.11
Adventhealth Tampa Tampa $1,150.55 $29.53 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $133.12 $50.70 – $198.52
cleveland clinic florida weston hospital Weston $644.80 $22.86 – $646.00
martin north hospital Stuart $644.80 $20.46 – $380.00
indian river hospital Vero Beach $644.80 $24.47 – $608.00
Baptist Hospital MIAMI $1,262.95 $67.49 – $1,748.70

All Florida hospitals for this procedure →