Covid-19 lab test non-cdc at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.41 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $74.40 with Solis Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $2.41 | — |
| Aetna | MCR | $3.54 | — |
| Access 2 Healthcare Physicians Optimum | MGMCR | $3.69 | — |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $3.69 | — |
| Optimum Healthcare | PFFS | $4.00 | — |
| Optimum Healthcare | MCRPPO | $4.00 | — |
| Optimum Healthcare | MCRHMO | $4.00 | — |
| Freedom Health Care | MGMGR | $4.00 | — |
| AvMed | HIX | $4.10 | — |
| Suncoast Neighborly Care | MedicarePACE | $4.10 | — |
| Simply Healthcare | MGMCR | $7.90 | — |
| United | OptionsPPO | $8.41 | — |
| Molina | MGMCR | $9.75 | — |
| AvMed | HMOFI | $11.29 | — |
| Evolutions Healthcare Systems | PrimeTier1 | $11.80 | — |
| AvMed | ASOEO | $12.83 | — |
| Sunshine State Health Plan | QHP | $13.08 | — |
| Molina | HIX | $13.85 | — |
| Humana | PPO | $14.37 | — |
| Humana | HMO | $14.37 | — |
| Aetna | ASA | $15.39 | — |
| United | GlobalBenefitPlanAppendix | $23.09 | — |
| Beacon Health Options | COMM | $25.66 | — |
| Plotkin Health | COMM | $25.66 | — |
| Prime Health Sheriff | COMM | $25.66 | — |
| Evolutions Healthcare Systems | PRIMENETWORK | $28.22 | — |
| Emerging Therapy Solutions | COMM | $34.38 | — |
| Multiplan | PRIMARYPPO | $38.48 | — |
| Evernorth | BHCOMM | $41.05 | — |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $41.05 | — |
| Evolutions Healthcare Systems | SELECTNETWORK | $41.05 | — |
| Multiplan | COMPLEMENTARYPPO | $43.61 | — |
| Humana | TRICARE | $46.50 | — |
| Evolutions Healthcare Systems | CHOICENETWORK | $47.21 | — |
| CareSource | Tricare | $47.94 | — |
| United | MGMCD | $51.31 | — |
| WellMed | MCR | $51.31 | — |
| Optum Transplants | MCR | $51.31 | — |
| Devoted Health | MCR | $51.31 | — |
| United Behavioral Health | VACNN | $51.31 | — |
| United | AllPayerAppendix | $51.31 | — |
| NDMS Definitive Care | MCR | $51.31 | — |
| United | MCR | $52.34 | — |
| BCBS | MCRPPO | $52.34 | — |
| BCBS | MGMCRHMO | $52.34 | — |
| Ultimate Health Plan | MCR | $52.34 | — |
| Sunshine State | MCR | $53.88 | — |
| WellCare | MCR | $53.88 | — |
| BayCare Health Plans | MCR | $53.88 | — |
| HUMANA | MGMCRPPO | $53.88 | — |
| American Health Plan | MCR | $54.39 | — |
| Align Senior Care | MCR | $54.90 | — |
| Florida Complete Care | MCR | $54.90 | — |
| Cigna HealthSpring | MCR | $54.90 | — |
| SECUR | MGMCR | $55.41 | — |
| Gold Kidney of Florida | Medicare | $55.93 | — |
| Centurion | LOGOV | $56.44 | — |
| Clear Spring Health | MCR | $56.44 | — |
| HUMANA | MGMCRHMO | $56.44 | — |
| CarePlus | MGMCR | $58.49 | — |
| Simply Healthcare | HIX | $60.55 | — |
| Longevity Health Plan | MCR | $61.57 | — |
| Oscar | HIX | $69.78 | — |
| Solis Health Plan | MCR | $74.40 | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
Visitor-reported prices
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Covid-19 lab test non-cdc at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $51.31 | $46.50 – $74.40 |
| HCA FLORIDA KENDALL HOSPITAL | DORAL | $50.00 | $50.80 – $107.75 |
| HCA FLORIDA AVENTURA HOSPITAL | HIALEAH | $50.00 | $50.80 – $74.40 |
| HCA FLORIDA BAYONET POINT HOSPITAL | HUDSON | $51.31 | $46.50 – $74.40 |
| HCA FLORIDA FAWCETT HOSPITAL | FORT MYERS | $51.31 | $46.50 – $79.02 |
| HCA FLORIDA FORT WALTON-DESTIN HOSPITAL | NAVARRE | $62.20 | $46.50 – $80.04 |
| HCA FLORIDA HIGHLANDS HOSPITAL | Sebring | $50.00 | $51.31 – $115.96 |
| HCA FLORIDA ENGLEWOOD HOSPITAL | ENGLEWOOD | $51.31 | $46.50 – $79.02 |