Contrast x-ray of ankle at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$603.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$603.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.38 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $2,035.29 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $28.38 ↓ -95%
Aetna MCR $41.67 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $43.48 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $43.48 ↓ -93%
Optimum Healthcare MCRHMO $47.10 ↓ -92%
Optimum Healthcare PFFS $47.10 ↓ -92%
Freedom Health Care MGMGR $47.10 ↓ -92%
Optimum Healthcare MCRPPO $47.10 ↓ -92%
Simply Healthcare MGMCR $92.99 ↓ -85%
United OptionsPPO $99.03 ↓ -84%
Molina MGMCR $114.73 ↓ -81%
AvMed HMOFI $132.85 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $138.89 ↓ -77%
AvMed ASOEO $150.96 ↓ -75%
Sunshine State Health Plan QHP $153.98 ↓ -75%
AvMed HIX $162.82 ↓ -73%
Molina HIX $163.04 ↓ -73%
Humana PPO $169.08 ↓ -72%
Humana HMO $169.08 ↓ -72%
Aetna ASA $181.16 ↓ -70%
United GlobalBenefitPlanAppendix $271.73 ↓ -55%
Prime Health Sheriff COMM $301.93 ↓ -50%
Plotkin Health COMM $301.93 ↓ -50%
Beacon Health Options COMM $301.93 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $332.12 ↓ -45%
Multiplan PRIMARYPPO $452.89 ↓ -25%
Evernorth BHCOMM $483.08 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $483.08 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $483.08 ↓ -20%
Multiplan COMPLEMENTARYPPO $513.27 ↓ -15%
Rockport Healthcare Group WORKERSCOMP $549.24 ↓ -9%
CorVel Corporation WORKERSCOMP $549.24 ↓ -9%
Evolutions Healthcare Systems CHOICENETWORK $555.54 ↓ -8%
Prime Health WorkersComp $560.81 ↓ -7%
United AllPayerAppendix $828.27 ↑ +37%
Emerging Therapy Solutions COMM $1,363.64 ↑ +126%
Optum Transplants MCR $2,035.29 ↑ +237%
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Contrast x-ray of ankle at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Palm Coast Parkway Palm Coast $781.01 $346.11 – $1,140.93
cleveland clinic florida weston hospital Weston $2,142.40 $24.16 – $2,618.00
martin north hospital Stuart $2,002.00 $21.62 – $1,540.00
indian river hospital Vero Beach $140.40 $22.44 – $400.75
Baptist Hospital MIAMI $612.30 $73.69 – $847.80
Bethesda Hospital East BOYNTON BEACH $612.30 $73.69 – $847.80
Boca Raton Regional Hospital BOCA RATON $549.90 $304.56 – $574.12
Doctors Hospital CORAL GABLES $612.30 $71.44 – $847.80

All Florida hospitals for this procedure →