Collar cerv 18.25x3.5in serp firm density sm at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$331.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$331.38

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.87 with Aetna vs $331.38 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $22.87 ↓ -93%
Suncoast Neighborly Care MedicarePACE $26.51 ↓ -92%
Humana TRICARE $33.53 ↓ -90%
NDMS Definitive Care MCR $34.57 ↓ -90%
WellMed MCR $34.57 ↓ -90%
Devoted Health MCR $34.57 ↓ -90%
CareSource Tricare $34.57 ↓ -90%
United MGMCD $34.57 ↓ -90%
United MCR $35.26 ↓ -89%
Ultimate Health Plan MCR $35.26 ↓ -89%
BCBS MCRPPO $35.26 ↓ -89%
BCBS MGMCRHMO $35.26 ↓ -89%
WellCare MCR $36.30 ↓ -89%
HUMANA MGMCRPPO $36.30 ↓ -89%
BayCare Health Plans MCR $36.30 ↓ -89%
Sunshine State MCR $36.30 ↓ -89%
American Health Plan MCR $36.64 ↓ -89%
Align Senior Care MCR $36.99 ↓ -89%
Cigna HealthSpring MCR $36.99 ↓ -89%
Florida Complete Care MCR $36.99 ↓ -89%
SECUR MGMCR $37.34 ↓ -89%
Gold Kidney of Florida Medicare $37.68 ↓ -89%
Centurion LOGOV $38.03 ↓ -89%
Clear Spring Health MCR $38.03 ↓ -89%
HUMANA MGMCRHMO $38.03 ↓ -89%
CarePlus MGMCR $39.41 ↓ -88%
Longevity Health Plan MCR $41.48 ↓ -87%
Solis Health Plan MCR $50.13 ↓ -85%
Aetna QHP $52.69 ↓ -84%
United OptionsPPO $54.35 ↓ -84%
Aetna GatedCOMM $74.89 ↓ -77%
Aetna NonGatedCOMM $74.89 ↓ -77%
Aetna ASA $99.41 ↓ -70%
United GlobalBenefitPlanAppendix $149.12 ↓ -55%
Beacon Health Options COMM $165.69 ↓ -50%
Plotkin Health COMM $165.69 ↓ -50%
Prime Health Sheriff COMM $165.69 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $182.26 ↓ -45%
Emerging Therapy Solutions COMM $222.02 ↓ -33%
Multiplan PRIMARYPPO $248.53 ↓ -25%
Evernorth BHCOMM $265.10 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $265.10 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $265.10 ↓ -20%
Multiplan COMPLEMENTARYPPO $281.67 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $304.87 ↓ -8%
Optum Transplants MCR $331.38 ↑ +0%

Visitor-reported prices

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Collar cerv 18.25x3.5in serp firm density sm at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA KENDALL HOSPITAL DORAL $134.00 $33.53 – $72.60
HCA FLORIDA CITRUS HOSPITAL Inverness $330.23 $33.53 – $38.03
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $67.20 $33.53 – $50.13
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY $27.00 $33.53 – $41.48
HCA FLORIDA SARASOTA DOCTORS HOSPITAL VENICE $200.20 $33.53 – $38.03
HCA FLORIDA NORTHSIDE HOSPITAL ST PETERSBURG $318.57 $33.53 – $50.13
HCA FLORIDA POINCIANA HOSPITAL DAVENPORT $40.30 $33.53 – $50.13
HCA FLORIDA OAK HILL HOSPITAL BROOKSVILLE $196.28 $33.53 – $39.41

All Florida hospitals for this procedure →