Cholesterol (Lipid) Test at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,726.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,726.11
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.13 with Humana vs $1,726.11 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $12.13 | ↓ -99% |
| CareSource | Tricare | $12.51 | ↓ -99% |
| Aetna | MCR | $13.39 | ↓ -99% |
| Devoted Health | MCR | $13.39 | ↓ -99% |
| United Behavioral Health | VACNN | $13.39 | ↓ -99% |
| NDMS Definitive Care | MCR | $13.39 | ↓ -99% |
| United | AllPayerAppendix | $13.39 | ↓ -99% |
| United | MGMCD | $13.39 | ↓ -99% |
| WellMed | MCR | $13.39 | ↓ -99% |
| Ultimate Health Plan | MCR | $13.66 | ↓ -99% |
| BCBS | MCRPPO | $13.66 | ↓ -99% |
| United | MCR | $13.66 | ↓ -99% |
| BCBS | MGMCRHMO | $13.66 | ↓ -99% |
| Sunshine State | MCR | $14.06 | ↓ -99% |
| BayCare Health Plans | MCR | $14.06 | ↓ -99% |
| WellCare | MCR | $14.06 | ↓ -99% |
| HUMANA | MGMCRPPO | $14.06 | ↓ -99% |
| American Health Plan | MCR | $14.19 | ↓ -99% |
| Cigna HealthSpring | MCR | $14.33 | ↓ -99% |
| Align Senior Care | MCR | $14.33 | ↓ -99% |
| Florida Complete Care | MCR | $14.33 | ↓ -99% |
| SECUR | MGMCR | $14.46 | ↓ -99% |
| Gold Kidney of Florida | Medicare | $14.60 | ↓ -99% |
| Clear Spring Health | MCR | $14.73 | ↓ -99% |
| Centurion | LOGOV | $14.73 | ↓ -99% |
| HUMANA | MGMCRHMO | $14.73 | ↓ -99% |
| CarePlus | MGMCR | $15.26 | ↓ -99% |
| Simply Healthcare | HIX | $15.80 | ↓ -99% |
| Longevity Health Plan | MCR | $16.07 | ↓ -99% |
| Oscar | HIX | $18.21 | ↓ -99% |
| Solis Health Plan | MCR | $19.42 | ↓ -99% |
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $24.52 | ↓ -99% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $37.56 | ↓ -98% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $37.56 | ↓ -98% |
| Optimum Healthcare | MCRPPO | $40.69 | ↓ -98% |
| Optimum Healthcare | PFFS | $40.69 | ↓ -98% |
| Optimum Healthcare | MCRHMO | $40.69 | ↓ -98% |
| Freedom Health Care | MGMGR | $40.69 | ↓ -98% |
| Suncoast Neighborly Care | MedicarePACE | $41.73 | ↓ -98% |
| Simply Healthcare | MGMCR | $80.33 | ↓ -95% |
| United | OptionsPPO | $85.54 | ↓ -95% |
| Molina | MGMCR | $99.11 | ↓ -94% |
| AvMed | HMOFI | $114.75 | ↓ -93% |
| Evolutions Healthcare Systems | PrimeTier1 | $119.97 | ↓ -93% |
| AvMed | ASOEO | $130.40 | ↓ -92% |
| Sunshine State Health Plan | QHP | $133.01 | ↓ -92% |
| AvMed | HIX | $138.09 | ↓ -92% |
| Molina | HIX | $140.83 | ↓ -92% |
| Humana | PPO | $146.05 | ↓ -92% |
| Humana | HMO | $146.05 | ↓ -92% |
| Aetna | ASA | $156.48 | ↓ -91% |
| CorVel Corporation | WORKERSCOMP | $217.36 | ↓ -87% |
| Rockport Healthcare Group | WORKERSCOMP | $217.36 | ↓ -87% |
| Prime Health | WorkersComp | $221.94 | ↓ -87% |
| United | GlobalBenefitPlanAppendix | $234.72 | ↓ -86% |
| Beacon Health Options | COMM | $260.81 | ↓ -85% |
| Plotkin Health | COMM | $260.81 | ↓ -85% |
| Prime Health Sheriff | COMM | $260.81 | ↓ -85% |
| Evolutions Healthcare Systems | PRIMENETWORK | $286.89 | ↓ -83% |
| Multiplan | PRIMARYPPO | $391.21 | ↓ -77% |
| Evernorth | BHCOMM | $417.29 | ↓ -76% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $417.29 | ↓ -76% |
| Evolutions Healthcare Systems | SELECTNETWORK | $417.29 | ↓ -76% |
| Multiplan | COMPLEMENTARYPPO | $443.37 | ↓ -74% |
| Evolutions Healthcare Systems | CHOICENETWORK | $479.88 | ↓ -72% |
| Emerging Therapy Solutions | COMM | $1,156.49 | ↓ -33% |
| Optum Transplants | MCR | $1,726.11 | ↑ +0% |
| Aetna | GatedCOMM | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
Visitor-reported prices
Comments
Cholesterol (Lipid) Test at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $327.17 | $12.72 – $22.35 |
| Adventhealth Lake Wales | Lake Wales | $805.91 | $13.39 – $29.73 |
| Adventhealth Palm Coast Parkway | Palm Coast | $327.17 | $12.72 – $28.60 |
| Adventhealth Tampa | Tampa | $595.51 | $13.39 – $29.73 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $311.59 | $12.72 – $29.25 |
| Adventhealth Port Charlotte | Port Charlotte | $98.48 | $13.39 – $24.45 |
| cleveland clinic florida weston hospital | Weston | $115.70 | $4.31 – $22.10 |
| martin north hospital | Stuart | $115.70 | $4.54 – $74.00 |