Cholesterol body fluid at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.17 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $306.53 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $0.17
BCBS MGMCRHMO $0.21
Aetna MCR $0.25
Access 2 Healthcare Physicians Optimum MGMCR $0.26
Access 2 Healthcare Physicians Freedom Health MGMCR $0.26
Freedom Health Care MGMGR $0.28
Optimum Healthcare PFFS $0.28
Optimum Healthcare MCRPPO $0.28
Optimum Healthcare MCRHMO $0.28
Suncoast Neighborly Care MedicarePACE $0.29
AvMed HIX $0.29
Simply Healthcare HIX $0.46
Oscar HIX $0.54
Simply Healthcare MGMCR $0.55
United OptionsPPO $0.59
Molina MGMCR $0.68
AvMed HMOFI $0.79
Evolutions Healthcare Systems PrimeTier1 $0.83
AvMed ASOEO $0.90
Sunshine State Health Plan QHP $0.92
Molina HIX $0.97
Humana PPO $1.01
Humana HMO $1.01
Aetna ASA $1.08
United GlobalBenefitPlanAppendix $1.62
Prime Health Sheriff COMM $1.79
Beacon Health Options COMM $1.79
Plotkin Health COMM $1.79
Evolutions Healthcare Systems PRIMENETWORK $1.97
Emerging Therapy Solutions COMM $2.41
Multiplan PRIMARYPPO $2.69
Evernorth BHCOMM $2.87
Evolutions Healthcare Systems ADVANTAGENETWORK $2.87
Evolutions Healthcare Systems SELECTNETWORK $2.87
Multiplan COMPLEMENTARYPPO $3.05
Evolutions Healthcare Systems CHOICENETWORK $3.30
Optum Transplants MCR $3.59
CorVel Corporation WORKERSCOMP $300.21
Rockport Healthcare Group WORKERSCOMP $300.21
Prime Health WorkersComp $306.53
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Cholesterol body fluid at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $110.74 not published
Adventhealth Palm Coast Parkway Palm Coast $151.03 not published
Adventhealth Tampa Tampa $550.21 not published
AdventHealth New Smyrna Beach New Smyrna Beach $94.92 not published
Adventhealth Port Charlotte Port Charlotte $18.92 not published
indian river hospital Vero Beach $187.20 $5.78 – $47.20
Baptist Hospital MIAMI $297.70 $4.15 – $21.60
Bethesda Hospital East BOYNTON BEACH $297.70 $4.82 – $24.00

All Florida hospitals for this procedure →