Cdna analysis for variants at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$300.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$300.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.10 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $300.00 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $14.10 ↓ -95%
Aetna MCR $20.70 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $21.60 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $21.60 ↓ -93%
Freedom Health Care MGMGR $23.40 ↓ -92%
Optimum Healthcare PFFS $23.40 ↓ -92%
Optimum Healthcare MCRPPO $23.40 ↓ -92%
Optimum Healthcare MCRHMO $23.40 ↓ -92%
Suncoast Neighborly Care MedicarePACE $24.00 ↓ -92%
AvMed HIX $24.00 ↓ -92%
Simply Healthcare MGMCR $46.20 ↓ -85%
United OptionsPPO $49.20 ↓ -84%
Molina MGMCR $57.00 ↓ -81%
AvMed HMOFI $66.00 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $69.00 ↓ -77%
AvMed ASOEO $75.00 ↓ -75%
Sunshine State Health Plan QHP $76.50 ↓ -75%
Molina HIX $81.00 ↓ -73%
Humana PPO $84.00 ↓ -72%
Humana HMO $84.00 ↓ -72%
Aetna ASA $90.00 ↓ -70%
CorVel Corporation WORKERSCOMP $106.73 ↓ -64%
Rockport Healthcare Group WORKERSCOMP $106.73 ↓ -64%
Prime Health WorkersComp $108.98 ↓ -64%
United GlobalBenefitPlanAppendix $135.00 ↓ -55%
Prime Health Sheriff COMM $150.00 ↓ -50%
Plotkin Health COMM $150.00 ↓ -50%
Beacon Health Options COMM $150.00 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $165.00 ↓ -45%
Devoted Health MCR $185.20 ↓ -38%
United Behavioral Health VACNN $185.20 ↓ -38%
United AllPayerAppendix $185.20 ↓ -38%
United MGMCD $185.20 ↓ -38%
WellMed MCR $185.20 ↓ -38%
NDMS Definitive Care MCR $185.20 ↓ -38%
Ultimate Health Plan MCR $188.90 ↓ -37%
United MCR $188.90 ↓ -37%
BCBS MGMCRHMO $188.90 ↓ -37%
BCBS MCRPPO $188.90 ↓ -37%
BayCare Health Plans MCR $194.46 ↓ -35%
WellCare MCR $194.46 ↓ -35%
HUMANA MGMCRPPO $194.46 ↓ -35%
Sunshine State MCR $194.46 ↓ -35%
American Health Plan MCR $196.31 ↓ -35%
Align Senior Care MCR $198.16 ↓ -34%
Cigna HealthSpring MCR $198.16 ↓ -34%
Florida Complete Care MCR $198.16 ↓ -34%
SECUR MGMCR $200.02 ↓ -33%
Emerging Therapy Solutions COMM $201.00 ↓ -33%
Gold Kidney of Florida Medicare $201.87 ↓ -33%
Centurion LOGOV $203.72 ↓ -32%
HUMANA MGMCRHMO $203.72 ↓ -32%
Clear Spring Health MCR $203.72 ↓ -32%
CarePlus MGMCR $211.13 ↓ -30%
Simply Healthcare HIX $218.54 ↓ -27%
Longevity Health Plan MCR $222.24 ↓ -26%
Multiplan PRIMARYPPO $225.00 ↓ -25%
Evernorth BHCOMM $240.00 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $240.00 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $240.00 ↓ -20%
Oscar HIX $251.87 ↓ -16%
Multiplan COMPLEMENTARYPPO $255.00 ↓ -15%
Solis Health Plan MCR $268.54 ↓ -10%
Evolutions Healthcare Systems CHOICENETWORK $276.00 ↓ -8%
Optum Transplants MCR $300.00 ↑ +0%
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Cdna analysis for variants at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $873.61 $175.94 – $309.10
Adventhealth Palm Coast Parkway Palm Coast $562.78 $175.94 – $395.57
Adventhealth Tampa Tampa $2,858.56 $185.20 – $411.14
AdventHealth New Smyrna Beach New Smyrna Beach $612.55 $175.94 – $404.57
Adventhealth Port Charlotte Port Charlotte $1,236.54 $185.20 – $338.18
cleveland clinic florida weston hospital Weston $2,237.95 $57.75 – $231.00
martin north hospital Stuart $2,237.95 $67.68 – $231.00
indian river hospital Vero Beach $2,237.95 $74.41 – $318.00

All Florida hospitals for this procedure →