Brcassure comprehensive panel-sendout at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,929.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,929.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$90.69 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $2,646.08 with Solis Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $90.69 | ↓ -95% |
| Rockport Healthcare Group | WORKERSCOMP | $106.73 | ↓ -94% |
| CorVel Corporation | WORKERSCOMP | $106.73 | ↓ -94% |
| Prime Health | WorkersComp | $108.98 | ↓ -94% |
| Aetna | MCR | $133.14 | ↓ -93% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $138.93 | ↓ -93% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $138.93 | ↓ -93% |
| Optimum Healthcare | MCRPPO | $150.51 | ↓ -92% |
| Optimum Healthcare | MCRHMO | $150.51 | ↓ -92% |
| Freedom Health Care | MGMGR | $150.51 | ↓ -92% |
| Optimum Healthcare | PFFS | $150.51 | ↓ -92% |
| Suncoast Neighborly Care | MedicarePACE | $154.37 | ↓ -92% |
| AvMed | HIX | $154.37 | ↓ -92% |
| Simply Healthcare | MGMCR | $297.16 | ↓ -85% |
| United | OptionsPPO | $316.45 | ↓ -84% |
| Molina | MGMCR | $366.62 | ↓ -81% |
| AvMed | HMOFI | $424.51 | ↓ -78% |
| Evolutions Healthcare Systems | PrimeTier1 | $443.81 | ↓ -77% |
| AvMed | ASOEO | $482.40 | ↓ -75% |
| Sunshine State Health Plan | QHP | $492.05 | ↓ -74% |
| Molina | HIX | $520.99 | ↓ -73% |
| Humana | HMO | $540.29 | ↓ -72% |
| Humana | PPO | $540.29 | ↓ -72% |
| Aetna | ASA | $578.88 | ↓ -70% |
| United | GlobalBenefitPlanAppendix | $868.32 | ↓ -55% |
| Beacon Health Options | COMM | $964.80 | ↓ -50% |
| Plotkin Health | COMM | $964.80 | ↓ -50% |
| Prime Health Sheriff | COMM | $964.80 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $1,061.28 | ↓ -45% |
| Emerging Therapy Solutions | COMM | $1,292.83 | ↓ -33% |
| Multiplan | PRIMARYPPO | $1,447.20 | ↓ -25% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $1,543.68 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $1,543.68 | ↓ -20% |
| Evernorth | BHCOMM | $1,543.68 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $1,640.16 | ↓ -15% |
| Humana | TRICARE | $1,654.01 | ↓ -14% |
| CareSource | Tricare | $1,705.17 | ↓ -12% |
| Evolutions Healthcare Systems | CHOICENETWORK | $1,775.23 | ↓ -8% |
| Devoted Health | MCR | $1,824.88 | ↓ -5% |
| United | AllPayerAppendix | $1,824.88 | ↓ -5% |
| United | MGMCD | $1,824.88 | ↓ -5% |
| WellMed | MCR | $1,824.88 | ↓ -5% |
| United Behavioral Health | VACNN | $1,824.88 | ↓ -5% |
| NDMS Definitive Care | MCR | $1,824.88 | ↓ -5% |
| BCBS | MCRPPO | $1,861.38 | ↓ -4% |
| BCBS | MGMCRHMO | $1,861.38 | ↓ -4% |
| Ultimate Health Plan | MCR | $1,861.38 | ↓ -4% |
| United | MCR | $1,861.38 | ↓ -4% |
| BayCare Health Plans | MCR | $1,916.12 | ↓ -1% |
| Sunshine State | MCR | $1,916.12 | ↓ -1% |
| WellCare | MCR | $1,916.12 | ↓ -1% |
| HUMANA | MGMCRPPO | $1,916.12 | ↓ -1% |
| Optum Transplants | MCR | $1,929.60 | ↑ +0% |
| American Health Plan | MCR | $1,934.37 | ↑ +0% |
| Align Senior Care | MCR | $1,952.62 | ↑ +1% |
| Florida Complete Care | MCR | $1,952.62 | ↑ +1% |
| Cigna HealthSpring | MCR | $1,952.62 | ↑ +1% |
| SECUR | MGMCR | $1,970.87 | ↑ +2% |
| Gold Kidney of Florida | Medicare | $1,989.12 | ↑ +3% |
| Clear Spring Health | MCR | $2,007.37 | ↑ +4% |
| Centurion | LOGOV | $2,007.37 | ↑ +4% |
| HUMANA | MGMCRHMO | $2,007.37 | ↑ +4% |
| CarePlus | MGMCR | $2,080.36 | ↑ +8% |
| Simply Healthcare | HIX | $2,153.36 | ↑ +12% |
| Longevity Health Plan | MCR | $2,189.86 | ↑ +13% |
| Oscar | HIX | $2,481.84 | ↑ +29% |
| Solis Health Plan | MCR | $2,646.08 | ↑ +37% |
| Aetna | QHP | not published by hospital | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $4,555.24 | $1,733.64 – $3,045.72 |
| Adventhealth Lake Wales | Lake Wales | $5,748.37 | $1,824.88 – $4,051.23 |
| Adventhealth Palm Coast Parkway | Palm Coast | $4,892.43 | $1,733.64 – $3,897.76 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $3,696.97 | $1,733.64 – $3,986.45 |
| Adventhealth Port Charlotte | Port Charlotte | $12,186.24 | $1,824.88 – $3,332.23 |
| Boca Raton Regional Hospital | BOCA RATON | $3,150.55 | $181.00 – $1,870.96 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $1,500.00 | $106.73 – $2,646.08 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $996.00 | $1,824.88 – $6,861.36 |