Brain MRI (with and without contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$25,894.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25,894.84

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$406.61 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $25,894.84 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $406.61 ↓ -98%
Aetna MCR $596.94 ↓ -98%
Access 2 Healthcare Physicians Freedom Health MGMCR $622.89 ↓ -98%
Access 2 Healthcare Physicians Optimum MGMCR $622.89 ↓ -98%
Freedom Health Care MGMGR $674.80 ↓ -97%
Optimum Healthcare PFFS $674.80 ↓ -97%
Optimum Healthcare MCRPPO $674.80 ↓ -97%
Optimum Healthcare MCRHMO $674.80 ↓ -97%
United AllPayerAppendix $828.27 ↓ -97%
AvMed HIX $1,080.00 ↓ -96%
Aetna QHP $1,186.00 ↓ -95%
Simply Healthcare MGMCR $1,332.29 ↓ -95%
United OptionsPPO $1,418.81 ↓ -95%
Molina MGMCR $1,643.74 ↓ -94%
Aetna NonGatedCOMM $1,826.00 ↓ -93%
Aetna GatedCOMM $1,826.00 ↓ -93%
Sunshine State Health Plan QHP $2,206.07 ↓ -91%
Molina HIX $2,335.84 ↓ -91%
Aetna ASA $2,595.38 ↓ -90%
AvMed HMOFI $3,110.00 ↓ -88%
AvMed ASOEO $3,418.00 ↓ -87%
CorVel Corporation WORKERSCOMP $3,632.70 ↓ -86%
Rockport Healthcare Group WORKERSCOMP $3,632.70 ↓ -86%
Prime Health WorkersComp $3,709.18 ↓ -86%
United GlobalBenefitPlanAppendix $3,893.07 ↓ -85%
Plotkin Health COMM $4,325.63 ↓ -83%
Prime Health Sheriff COMM $4,325.63 ↓ -83%
Beacon Health Options COMM $4,325.63 ↓ -83%
Evolutions Healthcare Systems PRIMENETWORK $4,758.19 ↓ -82%
Multiplan PRIMARYPPO $6,488.44 ↓ -75%
Evolutions Healthcare Systems ADVANTAGENETWORK $6,921.01 ↓ -73%
Evolutions Healthcare Systems SELECTNETWORK $6,921.01 ↓ -73%
Evernorth BHCOMM $6,921.01 ↓ -73%
Multiplan COMPLEMENTARYPPO $7,353.57 ↓ -72%
Evolutions Healthcare Systems CHOICENETWORK $7,959.16 ↓ -69%
Emerging Therapy Solutions COMM $17,349.54 ↓ -33%
Optum Transplants MCR $25,894.84 ↑ +0%

Visitor-reported prices

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Brain MRI (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,251.48 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $18,799.04 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $5,375.74 $346.11 – $1,177.02
Adventhealth Tampa Tampa $6,834.44 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $6,186.08 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $12,130.06 $364.32 – $687.95
cleveland clinic florida weston hospital Weston $2,657.20 $98.01 – $2,618.00
martin north hospital Stuart $2,570.10 $87.69 – $1,540.00

All Florida hospitals for this procedure →