Bld prd mix at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.80 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $195.97 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $3.80 | — |
| Aetna | MCR | $5.58 | — |
| Access 2 Healthcare Physicians Optimum | MGMCR | $5.82 | — |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $5.82 | — |
| Optimum Healthcare | MCRPPO | $6.31 | — |
| Optimum Healthcare | MCRHMO | $6.31 | — |
| Optimum Healthcare | PFFS | $6.31 | — |
| Freedom Health Care | MGMGR | $6.31 | — |
| Suncoast Neighborly Care | MedicarePACE | $6.47 | — |
| Simply Healthcare | HIX | $10.27 | — |
| Oscar | HIX | $12.13 | — |
| Simply Healthcare | MGMCR | $12.45 | — |
| United | OptionsPPO | $13.26 | — |
| Cigna | PPO | $14.55 | — |
| Cigna | HMO | $14.55 | — |
| Molina | MGMCR | $15.36 | — |
| AvMed | HIX | $15.68 | — |
| BCBS | SBN | $17.05 | — |
| BCBS | BSL | $17.05 | — |
| BCBS | MBN | $17.05 | — |
| Truli | BSL | $17.05 | — |
| AvMed | HMOFI | $17.79 | — |
| Evolutions Healthcare Systems | PrimeTier1 | $18.60 | — |
| AvMed | ASOEO | $20.21 | — |
| Sunshine State Health Plan | QHP | $20.62 | — |
| Molina | HIX | $21.83 | — |
| BCBS | HMO | $22.34 | — |
| Humana | HMO | $22.64 | — |
| Humana | PPO | $22.64 | — |
| Aetna | ASA | $24.25 | — |
| BCBS | NWB | $25.08 | — |
| BCBS | PPO | $25.08 | — |
| United | GlobalBenefitPlanAppendix | $36.38 | — |
| Beacon Health Options | COMM | $40.42 | — |
| Plotkin Health | COMM | $40.42 | — |
| Prime Health Sheriff | COMM | $40.42 | — |
| BCBS | PHS | $41.15 | — |
| Evolutions Healthcare Systems | PRIMENETWORK | $44.47 | — |
| Multiplan | PRIMARYPPO | $60.64 | — |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $64.68 | — |
| Evernorth | BHCOMM | $64.68 | — |
| Evolutions Healthcare Systems | SELECTNETWORK | $64.68 | — |
| Multiplan | COMPLEMENTARYPPO | $68.72 | — |
| Evolutions Healthcare Systems | CHOICENETWORK | $74.38 | — |
| CorVel Corporation | WORKERSCOMP | $80.90 | — |
| Rockport Healthcare Group | WORKERSCOMP | $80.90 | — |
| Prime Health | WorkersComp | $82.61 | — |
| Emerging Therapy Solutions | COMM | $131.30 | — |
| United | AllPayerAppendix | $149.16 | — |
| Optum Transplants | MCR | $195.97 | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Bld prd mix at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Port Charlotte | Port Charlotte | $1,101.73 | $177.91 – $324.87 |
| cleveland clinic florida weston hospital | Weston | $117.00 | $46.62 – $195.71 |
| martin north hospital | Stuart | $117.00 | $50.94 – $195.71 |
| Baptist Hospital | MIAMI | $40.95 | $4.32 – $199.26 |
| Bethesda Hospital East | BOYNTON BEACH | $40.95 | $12.66 – $185.03 |
| Boca Raton Regional Hospital | BOCA RATON | $349.05 | $27.51 – $298.42 |
| Doctors Hospital | CORAL GABLES | $40.95 | $11.03 – $199.26 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $40.95 | $10.96 – $195.71 |