Appl modality 1/> areas paraffin bath 97018 at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.10 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $217.79 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $4.10
Humana TRICARE $5.89
NDMS Definitive Care MCR $6.02
WellMed MCR $6.02
United MGMCD $6.02
Devoted Health MCR $6.02
Aetna MCR $6.02
CareSource Tricare $6.07
Ultimate Health Plan MCR $6.14
BCBS MCRPPO $6.14
United MCR $6.14
BCBS MGMCRHMO $6.14
Access 2 Healthcare Physicians Freedom Health MGMCR $6.28
Access 2 Healthcare Physicians Optimum MGMCR $6.28
WellCare MCR $6.32
HUMANA MGMCRPPO $6.32
BayCare Health Plans MCR $6.32
Sunshine State MCR $6.32
American Health Plan MCR $6.38
Cigna HealthSpring MCR $6.44
Align Senior Care MCR $6.44
Florida Complete Care MCR $6.44
SECUR MGMCR $6.50
Gold Kidney of Florida Medicare $6.56
Centurion LOGOV $6.62
HUMANA MGMCRHMO $6.62
Clear Spring Health MCR $6.62
Optimum Healthcare MCRPPO $6.80
Optimum Healthcare MCRHMO $6.80
Freedom Health Care MGMGR $6.80
Optimum Healthcare PFFS $6.80
CarePlus MGMCR $6.86
Longevity Health Plan MCR $7.22
Solis Health Plan MCR $8.73
Rockport Healthcare Group WORKERSCOMP $9.50
CorVel Corporation WORKERSCOMP $9.50
Prime Health WorkersComp $9.70
Simply Healthcare HIX $11.08
Oscar HIX $13.09
Simply Healthcare MGMCR $13.43
United OptionsPPO $14.31
Cigna PPO $15.70
Cigna HMO $15.70
Molina MGMCR $16.58
AvMed HIX $17.42
AvMed HMOFI $19.19
Evolutions Healthcare Systems PrimeTier1 $20.07
AvMed ASOEO $21.81
Sunshine State Health Plan QHP $22.25
Molina HIX $23.55
Humana PPO $24.43
Humana HMO $24.43
Aetna ASA $26.17
United GlobalBenefitPlanAppendix $39.26
Prime Health Sheriff COMM $43.62
Beacon Health Options COMM $43.62
Plotkin Health COMM $43.62
Evolutions Healthcare Systems PRIMENETWORK $47.98
Multiplan PRIMARYPPO $65.43
Evolutions Healthcare Systems ADVANTAGENETWORK $69.79
Evolutions Healthcare Systems SELECTNETWORK $69.79
Evernorth BHCOMM $69.79
Multiplan COMPLEMENTARYPPO $74.15
Evolutions Healthcare Systems CHOICENETWORK $80.26
Emerging Therapy Solutions COMM $145.92
Optum Transplants MCR $217.79
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $156.18 $6.34 – $11.13
Adventhealth Lake Wales Lake Wales $198.66 $6.67 – $14.81
Adventhealth Palm Coast Parkway Palm Coast $208.61 not published
Adventhealth Tampa Tampa $261.59 $6.67 – $14.81
AdventHealth New Smyrna Beach New Smyrna Beach $85.83 $6.34 – $14.57
Adventhealth Port Charlotte Port Charlotte $253.76 not published
cleveland clinic florida weston hospital Weston $135.20 $4.70 – $176.80
martin north hospital Stuart $135.20 $7.70 – $156.00

All Florida hospitals for this procedure →