Abdominal MRI (with contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$20,069.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,069.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $20,069.10 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27 ↓ -96%
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $943.25 ↓ -95%
AvMed HIX $1,080.00 ↓ -95%
Aetna QHP $1,186.00 ↓ -94%
Aetna MCR $1,384.77 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $1,444.98 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $1,444.98 ↓ -93%
Optimum Healthcare MCRHMO $1,565.39 ↓ -92%
Freedom Health Care MGMGR $1,565.39 ↓ -92%
Optimum Healthcare PFFS $1,565.39 ↓ -92%
Optimum Healthcare MCRPPO $1,565.39 ↓ -92%
Suncoast Neighborly Care MedicarePACE $1,605.53 ↓ -92%
Aetna NonGatedCOMM $1,826.00 ↓ -91%
Aetna GatedCOMM $1,826.00 ↓ -91%
Simply Healthcare MGMCR $3,090.64 ↓ -85%
AvMed HMOFI $3,110.00 ↓ -85%
United OptionsPPO $3,291.33 ↓ -84%
AvMed ASOEO $3,418.00 ↓ -83%
Rockport Healthcare Group WORKERSCOMP $3,460.67 ↓ -83%
CorVel Corporation WORKERSCOMP $3,460.67 ↓ -83%
Prime Health WorkersComp $3,533.53 ↓ -82%
Molina MGMCR $3,813.13 ↓ -81%
Sunshine State Health Plan QHP $5,117.62 ↓ -75%
Molina HIX $5,418.66 ↓ -73%
Aetna ASA $6,020.73 ↓ -70%
United GlobalBenefitPlanAppendix $9,031.09 ↓ -55%
Plotkin Health COMM $10,034.55 ↓ -50%
Prime Health Sheriff COMM $10,034.55 ↓ -50%
Beacon Health Options COMM $10,034.55 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $11,038.00 ↓ -45%
Emerging Therapy Solutions COMM $13,446.30 ↓ -33%
Multiplan PRIMARYPPO $15,051.83 ↓ -25%
Evolutions Healthcare Systems SELECTNETWORK $16,055.28 ↓ -20%
Evernorth BHCOMM $16,055.28 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $16,055.28 ↓ -20%
Multiplan COMPLEMENTARYPPO $17,058.73 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $18,463.57 ↓ -8%
Optum Transplants MCR $20,069.10 ↑ +0%

Visitor-reported prices

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Abdominal MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,689.73 $346.11 – $748.98
Adventhealth Lake Wales Lake Wales $8,161.52 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $4,568.54 $346.11 – $1,140.93
Adventhealth Tampa Tampa $6,371.24 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $4,872.85 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $3,169.82 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,496.65 $71.88 – $2,618.00
martin north hospital Stuart $2,002.00 $64.31 – $1,540.00

All Florida hospitals for this procedure →