Abdominal CT scan (with contrast) at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$10,883.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,883.16

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.11 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $10,883.16 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $191.11 ↓ -98%
Aetna MCR $280.57 ↓ -97%
Access 2 Healthcare Physicians Optimum MGMCR $292.77 ↓ -97%
Access 2 Healthcare Physicians Freedom Health MGMCR $292.77 ↓ -97%
Optimum Healthcare MCRPPO $317.17 ↓ -97%
Freedom Health Care MGMGR $317.17 ↓ -97%
Optimum Healthcare MCRHMO $317.17 ↓ -97%
Optimum Healthcare PFFS $317.17 ↓ -97%
United AllPayerAppendix $401.74 ↓ -96%
Simply Healthcare MGMCR $626.20 ↓ -94%
United OptionsPPO $666.86 ↓ -94%
AvMed HIX $738.00 ↓ -93%
Molina MGMCR $772.59 ↓ -93%
Aetna QHP $913.00 ↓ -92%
Sunshine State Health Plan QHP $1,036.89 ↓ -90%
Molina HIX $1,097.88 ↓ -90%
Aetna ASA $1,219.87 ↓ -89%
Aetna GatedCOMM $1,404.00 ↓ -87%
Aetna NonGatedCOMM $1,404.00 ↓ -87%
AvMed HMOFI $1,696.00 ↓ -84%
United GlobalBenefitPlanAppendix $1,829.81 ↓ -83%
AvMed ASOEO $1,863.00 ↓ -83%
Plotkin Health COMM $2,033.12 ↓ -81%
Prime Health Sheriff COMM $2,033.12 ↓ -81%
Beacon Health Options COMM $2,033.12 ↓ -81%
Evolutions Healthcare Systems PRIMENETWORK $2,236.43 ↓ -79%
CorVel Corporation WORKERSCOMP $2,844.18 ↓ -74%
Rockport Healthcare Group WORKERSCOMP $2,844.18 ↓ -74%
Prime Health WorkersComp $2,904.05 ↓ -73%
Multiplan PRIMARYPPO $3,049.68 ↓ -72%
Evolutions Healthcare Systems ADVANTAGENETWORK $3,252.99 ↓ -70%
Evolutions Healthcare Systems SELECTNETWORK $3,252.99 ↓ -70%
Evernorth BHCOMM $3,252.99 ↓ -70%
Multiplan COMPLEMENTARYPPO $3,456.30 ↓ -68%
Evolutions Healthcare Systems CHOICENETWORK $3,740.94 ↓ -66%
Emerging Therapy Solutions COMM $7,291.72 ↓ -33%
Optum Transplants MCR $10,883.16 ↑ +0%

Visitor-reported prices

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Abdominal CT scan (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,916.05 $174.01 – $437.27
Adventhealth Lake Wales Lake Wales $10,159.63 $183.17 – $530.75
Adventhealth Palm Coast Parkway Palm Coast $5,723.42 $174.01 – $631.85
Adventhealth Tampa Tampa $6,848.12 $183.17 – $429.66
AdventHealth New Smyrna Beach New Smyrna Beach $3,804.32 $174.01 – $570.98
Adventhealth Port Charlotte Port Charlotte $10,089.10 $183.17 – $347.52
cleveland clinic florida weston hospital Weston $1,361.10 $52.70 – $1,304.75
martin north hospital Stuart $997.75 $47.15 – $767.50

All Florida hospitals for this procedure →