3d recon without postprocess indpndt at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$983.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$983.51

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.22 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $2,632.34 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $46.22 ↓ -95%
Aetna MCR $67.86 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $70.81 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $70.81 ↓ -93%
Optimum Healthcare MCRHMO $76.71 ↓ -92%
Optimum Healthcare PFFS $76.71 ↓ -92%
Freedom Health Care MGMGR $76.71 ↓ -92%
Optimum Healthcare MCRPPO $76.71 ↓ -92%
Simply Healthcare MGMCR $151.46 ↓ -85%
BCBS MGMCRHMO $155.31 ↓ -84%
United OptionsPPO $161.30 ↓ -84%
Molina MGMCR $186.87 ↓ -81%
Suncoast Neighborly Care MedicarePACE $228.15 ↓ -77%
Sunshine State Health Plan QHP $250.80 ↓ -74%
AvMed HIX $260.19 ↓ -74%
Molina HIX $265.55 ↓ -73%
Aetna ASA $295.05 ↓ -70%
United GlobalBenefitPlanAppendix $442.58 ↓ -55%
Rockport Healthcare Group WORKERSCOMP $486.37 ↓ -51%
CorVel Corporation WORKERSCOMP $486.37 ↓ -51%
Beacon Health Options COMM $491.75 ↓ -50%
Prime Health Sheriff COMM $491.75 ↓ -50%
Plotkin Health COMM $491.75 ↓ -50%
Prime Health WorkersComp $496.61 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $540.93 ↓ -45%
AvMed HMOFI $715.52 ↓ -27%
Multiplan PRIMARYPPO $737.63 ↓ -25%
Evolutions Healthcare Systems ADVANTAGENETWORK $786.81 ↓ -20%
Evernorth BHCOMM $786.81 ↓ -20%
Evolutions Healthcare Systems SELECTNETWORK $786.81 ↓ -20%
AvMed ASOEO $813.10 ↓ -17%
Multiplan COMPLEMENTARYPPO $835.98 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $904.83 ↓ -8%
Humana PPO $910.67 ↓ -7%
Humana HMO $910.67 ↓ -7%
Aetna QHP $913.00 ↓ -7%
Aetna GatedCOMM $1,404.00 ↑ +43%
Aetna NonGatedCOMM $1,404.00 ↑ +43%
Emerging Therapy Solutions COMM $1,763.67 ↑ +79%
Optum Transplants MCR $2,632.34 ↑ +168%

Visitor-reported prices

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3d recon without postprocess indpndt at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $483.53 not published
Adventhealth Tampa Tampa $686.09 not published
Adventhealth Port Charlotte Port Charlotte $830.55 not published
cleveland clinic florida weston hospital Weston $517.40 $8.38 – $601.80
martin north hospital Stuart $517.40 $7.50 – $354.00
indian river hospital Vero Beach $460.20 $7.43 – $566.40
Baptist Hospital MIAMI $185.90 $47.06 – $244.80
Bethesda Hospital East BOYNTON BEACH $176.80 $54.67 – $272.00

All Florida hospitals for this procedure →