2019-ncov diagnostic p at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.55 with Humana vs $52.08 with Solis Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $32.55
CareSource Tricare $33.56
NDMS Definitive Care MCR $35.92
WellMed MCR $35.92
United MGMCD $35.92
United Behavioral Health VACNN $35.92
Aetna MCR $35.92
United AllPayerAppendix $35.92
Devoted Health MCR $35.92
Ultimate Health Plan MCR $36.64
United MCR $36.64
BCBS MCRPPO $36.64
BCBS MGMCRHMO $36.64
Sunshine State MCR $37.72
WellCare MCR $37.72
HUMANA MGMCRPPO $37.72
BayCare Health Plans MCR $37.72
American Health Plan MCR $38.08
Align Senior Care MCR $38.43
Cigna HealthSpring MCR $38.43
Florida Complete Care MCR $38.43
SECUR MGMCR $38.79
Gold Kidney of Florida Medicare $39.15
HUMANA MGMCRHMO $39.51
Clear Spring Health MCR $39.51
Centurion LOGOV $39.51
CarePlus MGMCR $40.95
Simply Healthcare HIX $42.39
Longevity Health Plan MCR $43.10
Oscar HIX $48.85
Solis Health Plan MCR $52.08
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
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2019-ncov diagnostic p at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach not published $34.12 – $59.95
Adventhealth Lake Wales Lake Wales not published $35.92 – $79.74
Adventhealth Palm Coast Parkway Palm Coast not published $34.12 – $76.72
Adventhealth Tampa Tampa not published $35.92 – $79.74
AdventHealth New Smyrna Beach New Smyrna Beach not published $34.12 – $78.47
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $28.74 – $52.08
Adventhealth Port Charlotte Port Charlotte not published $35.92 – $65.59
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $32.55 – $52.08

All Florida hospitals for this procedure →