MRI cardiac morph & func wwo IV cont w/stress img at Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.)

3801 US-98 Port St, Joe, FL · Ascension · · NPI 1083941678

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$1,012.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,530.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$849.35 with VETERAN vs $1,911.04 with OCCUNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VETERAN 806_VETERAN INPATIENT 20251001 $849.35 ↓ -16%
WELLCARE 758_MEDICARE ADVANTAGE WELLCARE OUTPATIENT 20250101 $849.35 ↓ -16%
WELLCARE 813_MEDICARE ADVANTAGE WELLCARE INPATIENT 20251001 $849.35 ↓ -16%
MEDICARE REPLACEMENT 732_MEDICARE ADVANTAGE OUTPATIENT 20250101 $849.35 ↓ -16%
MEDICARE REPLACEMENT 811_MEDICARE ADVANTAGE INPATIENT 20251001 $849.35 ↓ -16%
BLUE MCR REPLACEMENT 729_MEDICARE ADVANTAGE BLUE OUTPATIENT 20250101 $849.35 ↓ -16%
BLUE MCR REPLACEMENT 808_MEDICARE ADVANTAGE BLUE INPATIENT 20251001 $849.35 ↓ -16%
VETERAN 726_VETERAN OUTPATIENT 20250101 $849.35 ↓ -16%
HEALTHSPRING MCR REPLACEMENT 730_MEDICARE ADVANTAGE CIGNA HEALTHSRPING OUTPATIENT 20250101 $857.84 ↓ -15%
UHC MEDICARE 819_UHC MEDICARE ADVANTAGE INPATIENT 20251001 $857.84 ↓ -15%
UHC MEDICARE 787_UHC MEDICARE ADVANTAGE OUTPATIENT 20250501 $857.84 ↓ -15%
HEALTHSPRING MCR REPLACEMENT 809_MEDICARE ADVANTAGE CIGNA HEALTHSPRING INPATIENT 20251001 $866.34 ↓ -14%
HUMANA GOLD CHOICE MCR REPLACEMENT 810_MEDICARE ADVANTAGE HUMANA INPATIENT 20251001 $874.83 ↓ -14%
HUMANA GOLD CHOICE MCR REPLACEMENT 731_MEDICARE ADVANTAGE HUMANA OUTPATIENT 20250101 $874.83 ↓ -14%
AETNA MEDICARE ADVANTAGE 728_AETNA MEDICARE ADVANTAGE OUTPATIENT 20250101 $874.83 ↓ -14%
AETNA MEDICARE ADVANTAGE 807_AETNA MEDICARE ADVANTAGE INPATIENT 20251001 $874.83 ↓ -14%
AETNA 760_AETNA 20250701 $1,108.57 ↑ +10%
SMARTHEALTH 734_SMARTHEALTH PPO OUTPATIENT 20250101 $1,189.09 ↑ +17%
SMARTHEALTH 816_SMARTHEALTH PPO INPATIENT 20251001 $1,189.09 ↑ +17%
OSCAR HEALTH PLAN 815_OSCAR HEALTH PLAN INPATIENT 20251001 $1,358.96 ↑ +34%
OSCAR HEALTH PLAN 742_OSCAR HEALTH PLAN OUTPATIENT 20250401 $1,358.96 ↑ +34%
CIGNA 775_CIGNA 20250701 $1,391.50 ↑ +38%
AMBETTER COMMERCIAL-EXCHANGE 817_SUNSHINE HEALTH AMBETTER COMMERCIAL INPATIENT 20251001 $1,401.43 ↑ +38%
AMBETTER COMMERCIAL-EXCHANGE 725_SUNSHINE HEALTH AMBETTER COMMERCIAL OUTPATIENT 20250101 $1,401.43 ↑ +38%
OCCUNET 582_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20221201 $1,571.30 ↑ +55%
UHC NHP 767_UNITED HEALTH CARE NHP SH 20250701 $1,716.48 ↑ +70%
UHC 766_UNITED HEALTH CARE 20250701 $1,716.48 ↑ +70%
OCCUNET 812_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 $1,911.04 ↑ +89%

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MRI cardiac morph & func wwo IV cont w/stress img at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $7,308.76 $818.63 – $1,817.36
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $2,733.00 $946.00 – $1,899.00
cleveland clinic florida weston hospital Weston $5,209.10 $125.75 – $5,791.90
martin north hospital Stuart $4,429.10 $112.51 – $3,407.00
indian river hospital Vero Beach $4,429.10 $134.57 – $5,451.20
Baptist Hospital MIAMI $2,132.00 $173.17 – $2,952.00
Bethesda Hospital East BOYNTON BEACH $2,132.00 $255.55 – $2,952.00
Boca Raton Regional Hospital BOCA RATON $1,911.65 $803.93 – $1,920.47

All Florida hospitals for this procedure →