Brain MRI (with contrast) at Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.)

3801 US-98 Port St, Joe, FL · Ascension · · NPI 1083941678

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$1,009.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,524.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$383.93 with VETERAN vs $1,678.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VETERAN 806_VETERAN INPATIENT 20251001 $383.93 ↓ -62%
WELLCARE 758_MEDICARE ADVANTAGE WELLCARE OUTPATIENT 20250101 $383.93 ↓ -62%
WELLCARE 813_MEDICARE ADVANTAGE WELLCARE INPATIENT 20251001 $383.93 ↓ -62%
MEDICARE REPLACEMENT 732_MEDICARE ADVANTAGE OUTPATIENT 20250101 $383.93 ↓ -62%
MEDICARE REPLACEMENT 811_MEDICARE ADVANTAGE INPATIENT 20251001 $383.93 ↓ -62%
BLUE MCR REPLACEMENT 729_MEDICARE ADVANTAGE BLUE OUTPATIENT 20250101 $383.93 ↓ -62%
BLUE MCR REPLACEMENT 808_MEDICARE ADVANTAGE BLUE INPATIENT 20251001 $383.93 ↓ -62%
VETERAN 726_VETERAN OUTPATIENT 20250101 $383.93 ↓ -62%
HEALTHSPRING MCR REPLACEMENT 730_MEDICARE ADVANTAGE CIGNA HEALTHSRPING OUTPATIENT 20250101 $387.77 ↓ -62%
UHC MEDICARE 819_UHC MEDICARE ADVANTAGE INPATIENT 20251001 $387.77 ↓ -62%
UHC MEDICARE 787_UHC MEDICARE ADVANTAGE OUTPATIENT 20250501 $387.77 ↓ -62%
HEALTHSPRING MCR REPLACEMENT 809_MEDICARE ADVANTAGE CIGNA HEALTHSPRING INPATIENT 20251001 $391.61 ↓ -61%
HUMANA GOLD CHOICE MCR REPLACEMENT 810_MEDICARE ADVANTAGE HUMANA INPATIENT 20251001 $395.45 ↓ -61%
HUMANA GOLD CHOICE MCR REPLACEMENT 731_MEDICARE ADVANTAGE HUMANA OUTPATIENT 20250101 $395.45 ↓ -61%
AETNA MEDICARE ADVANTAGE 728_AETNA MEDICARE ADVANTAGE OUTPATIENT 20250101 $395.45 ↓ -61%
AETNA MEDICARE ADVANTAGE 807_AETNA MEDICARE ADVANTAGE INPATIENT 20251001 $395.45 ↓ -61%
SMARTHEALTH 734_SMARTHEALTH PPO OUTPATIENT 20250101 $537.50 ↓ -47%
SMARTHEALTH 816_SMARTHEALTH PPO INPATIENT 20251001 $537.50 ↓ -47%
OSCAR HEALTH PLAN 742_OSCAR HEALTH PLAN OUTPATIENT 20250401 $614.29 ↓ -39%
OSCAR HEALTH PLAN 815_OSCAR HEALTH PLAN INPATIENT 20251001 $614.29 ↓ -39%
AMBETTER COMMERCIAL-EXCHANGE 817_SUNSHINE HEALTH AMBETTER COMMERCIAL INPATIENT 20251001 $633.48 ↓ -37%
AMBETTER COMMERCIAL-EXCHANGE 725_SUNSHINE HEALTH AMBETTER COMMERCIAL OUTPATIENT 20250101 $633.48 ↓ -37%
OCCUNET 582_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20221201 $710.27 ↓ -30%
UHC NHP 767_UNITED HEALTH CARE NHP SH 20250701 $824.45 ↓ -18%
UHC 766_UNITED HEALTH CARE 20250701 $824.45 ↓ -18%
OCCUNET 812_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 $863.84 ↓ -14%
CIGNA 775_CIGNA 20250701 $1,388.20 ↑ +38%
AETNA 760_AETNA 20250701 $1,678.00 ↑ +66%

Visitor-reported prices

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Brain MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,579.93 $346.11 – $748.98
Adventhealth Lake Wales Lake Wales $14,747.85 $364.32 – $808.79
Adventhealth Palm Coast Parkway Palm Coast $4,782.99 $346.11 – $1,018.40
Adventhealth Tampa Tampa $5,931.10 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,081.15 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $10,111.25 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,510.95 $74.29 – $2,618.00
martin north hospital Stuart $2,002.00 $66.47 – $1,540.00

All Florida hospitals for this procedure →