ER Visit (level 3) at HCA FLORIDA MEMORIAL HOSPITAL

11850 ATLANTIC BLVD, JACKSONVILLE, FL · HCA Florida Healthcare · · NPI 1447206438

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.30 with City of Jacksonville vs $6,038.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
City of Jacksonville WC $70.30
CorVel Corporation WORKERSCOMP $70.30
Prime Health WORKERSCOMP $71.78
United OptionsPPO $696.06
Molina Healthcare HIX $800.00
Sunshine State Health Plan QHP $1,514.00
Oscar HIX $1,591.00
BCBS MBN $1,618.00
Simply Healthcare HIX $1,626.00
Aetna ASA $1,631.40
United AllPayerAppendix $1,912.00
BCBS HMO $2,023.00
BCBS SBN $2,023.00
Cigna NBN $2,029.00
AvMed HIX $2,204.00
United GlobalBenefitPlanAppendix $2,447.10
BCBS NWB $2,617.00
BCBS PPO $2,617.00
Cigna OAP $2,680.00
Cigna PPO $2,680.00
Plotkin Health COMM $2,719.00
MultiPlan PRIMARYNETWORK $4,241.64
Evernorth COMM $4,350.40
Evolutions Healthcare MANAGEDCAREPPO $4,350.40
MultiPlan COMPLEMENTARYNETWORK $4,622.30
Evolutions Healthcare TRADITIONALPPO $4,622.30
PPO Next PPO $4,622.30
PPO Next COMM $4,622.30
BCBS BSLNON-PAR $4,729.00
BCBS PHS $4,729.00
NovaNet COMM $4,894.20
AvMed HMOFI $5,497.00
AvMed ASOEO $6,038.00

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

ER Visit (level 3) at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville not published $266.82 – $569.78
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville not published $269.60 – $569.78
Adventhealth Daytona Beach Daytona Beach $1,471.11 $270.81 – $475.77
Adventhealth Lake Wales Lake Wales $1,340.10 $285.06 – $632.84
Adventhealth Palm Coast Parkway Palm Coast $1,177.63 $270.81 – $608.87
Adventhealth Tampa Tampa $1,908.05 $285.06 – $632.84
AdventHealth New Smyrna Beach New Smyrna Beach $1,428.20 $270.81 – $622.72
Adventhealth Port Charlotte Port Charlotte $3,858.25 $285.06 – $520.53

All Florida hospitals for this procedure →