Analysis tumor at HCA FLORIDA MEMORIAL HOSPITAL

11850 ATLANTIC BLVD, JACKSONVILLE, FL · HCA Florida Healthcare · · NPI 1447206438

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,174.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,174.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.62 with Optimum Healthcare vs $1,056.60 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum Healthcare MGMCR $98.62 ↓ -92%
AvMed HIX $140.88 ↓ -88%
Simply Healthcare HIX $149.10 ↓ -87%
United AllPayerAppendix $149.16 ↓ -87%
United OptionsPPO $150.27 ↓ -87%
Simply Healthcare MGMCR $180.80 ↓ -85%
Oscar HIX $187.84 ↓ -84%
Positive Healthcare MCR $258.28 ↓ -78%
AvMed HMOFI $270.02 ↓ -77%
CorVel Corporation WORKERSCOMP $274.61 ↓ -77%
City of Jacksonville WC $274.61 ↓ -77%
Prime Health WORKERSCOMP $280.39 ↓ -76%
Sunshine State Health Plan QHP $299.37 ↓ -75%
Molina Healthcare HIX $316.98 ↓ -73%
Centurion PRISN $325.08 ↓ -72%
AvMed ASOEO $328.72 ↓ -72%
Humana HMO $340.46 ↓ -71%
Humana PPO $340.46 ↓ -71%
Corizon COMM $352.20 ↓ -70%
Aetna ASA $352.20 ↓ -70%
United GlobalBenefitPlanAppendix $528.30 ↓ -55%
Plotkin Health COMM $587.00 ↓ -50%
MultiPlan PRIMARYNETWORK $915.72 ↓ -22%
Evernorth COMM $939.20 ↓ -20%
Evolutions Healthcare MANAGEDCAREPPO $939.20 ↓ -20%
MultiPlan COMPLEMENTARYNETWORK $997.90 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $997.90 ↓ -15%
PPO Next PPO $997.90 ↓ -15%
PPO Next COMM $997.90 ↓ -15%
NovaNet COMM $1,056.60 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Analysis tumor at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $57.72 $69.85 – $352.62
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $57.72 $69.85 – $352.62
Baptist Hospital MIAMI $608.40 $101.78 – $842.40
Bethesda Hospital East BOYNTON BEACH $608.40 $101.78 – $842.40
Doctors Hospital CORAL GABLES $608.40 $98.66 – $842.40
Baptist Health Hospital Doral SOUTH MIAMI $608.40 $98.66 – $842.40
Homestead Hospital HOMESTEAD $608.40 $98.66 – $842.40
West Kendall Baptist Hospital MIAMI $608.40 $98.66 – $842.40

All Florida hospitals for this procedure →