Fern test at HCA FLORIDA CITRUS HOSPITAL
502 W Highland Blvd, Inverness, FL · HCA Florida Healthcare · · NPI 1750780342
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.83 with Humana vs $175.10 with Evolutions Healthcare Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $8.83 | — |
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $8.95 | — |
| CareSource | Tricare | $9.10 | — |
| United | AllPayerAppendix | $9.74 | — |
| WellMed | MCR | $9.74 | — |
| United | MGMCD | $9.74 | — |
| Hernando-Pasco Hospice | COMM | $9.74 | — |
| NDMS Definitive Care | MCR | $9.74 | — |
| Aetna | MCR | $9.74 | — |
| United VA CCN | FED | $9.74 | — |
| United Behavioral Health | VACNN | $9.74 | — |
| United | MCR | $9.93 | — |
| BCBS | MGMCRHMO | $9.93 | — |
| BCBS | MCRPPO | $9.93 | — |
| Ultimate Health Plan | MCR | $9.93 | — |
| HUMANA | MGMCRPPO | $10.23 | — |
| WellCare | MCR | $10.23 | — |
| Sunshine State | MCR | $10.23 | — |
| American Health Plan | MCR | $10.32 | — |
| Align Senior Care | MCR | $10.42 | — |
| Florida Complete Care | MCR | $10.42 | — |
| Cigna HealthSpring | MCR | $10.42 | — |
| SECUR | MGMCR | $10.52 | — |
| Gold Kidney of Florida | Medicare | $10.62 | — |
| HUMANA | MGMCRHMO | $10.71 | — |
| Clear Spring Health | MCR | $10.71 | — |
| Centurion | LOGOV | $10.71 | — |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $11.42 | — |
| Access 2 Healthcare Physicians Optimum | MGMCR | $11.42 | — |
| Simply Healthcare | HIX | $12.18 | — |
| Freedom Health Care | MGMGR | $12.37 | — |
| Optimum Healthcare | PFFS | $12.37 | — |
| Optimum Healthcare | MCRHMO | $12.37 | — |
| Optimum Healthcare | MCRPPO | $12.37 | — |
| Oscar | HIX | $13.25 | — |
| AvMed | HIX | $15.23 | — |
| United | OptionsPPO | $31.21 | — |
| Molina | MGMCR | $36.16 | — |
| AvMed | HMOFI | $41.87 | — |
| Evolutions Healthcare Systems | PrimeTier1 | $43.78 | — |
| AvMed | ASOEO | $47.58 | — |
| Sunshine State Health Plan | QHP | $48.53 | — |
| Molina | HIX | $51.39 | — |
| Humana | PPO | $53.29 | — |
| Humana | HMO | $53.29 | — |
| Aetna | ASA | $57.10 | — |
| United | GlobalBenefitPlanAppendix | $85.65 | — |
| Beacon Health Options | COMM | $95.17 | — |
| Plotkin Health | COMM | $95.17 | — |
| Prime Health Sheriff | COMM | $95.17 | — |
| Evolutions Healthcare Systems | PRIMENETWORK | $114.20 | — |
| Multiplan | PRIMARYPPO | $142.75 | — |
| Evernorth | BHCOMM | $152.26 | — |
| Evolutions Healthcare Systems | SELECTNETWORK | $161.78 | — |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $161.78 | — |
| Multiplan | COMPLEMENTARYPPO | $161.78 | — |
| Evolutions Healthcare Systems | CHOICENETWORK | $175.10 | — |
| Aetna | NonGatedCOMM | not published by hospital | — |
| Aetna | GatedCOMM | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Fern test at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) | Jacksonville | $5.74 | $8.57 – $9.74 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $27.04 | $9.74 – $36.96 |
| Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) | Middleburg | $5.74 | $8.57 – $9.74 |
| Adventhealth Daytona Beach | Daytona Beach | not published | $9.25 – $16.26 |
| Adventhealth Lake Wales | Lake Wales | not published | $9.74 – $21.62 |
| Adventhealth Palm Coast Parkway | Palm Coast | not published | $9.25 – $20.80 |
| Adventhealth Tampa | Tampa | not published | $9.74 – $21.62 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | not published | $9.25 – $21.28 |