#cf-97variants at HCA FLORIDA CITRUS HOSPITAL

502 W Highland Blvd, Inverness, FL · HCA Florida Healthcare · · NPI 1750780342

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$73.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$73.16

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.44 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $756.98 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $3.44 ↓ -95%
Access 2 Healthcare Physicians Freedom Health MGMCR $4.39 ↓ -94%
Access 2 Healthcare Physicians Optimum MGMCR $4.39 ↓ -94%
Optimum Healthcare MCRHMO $4.76 ↓ -93%
Freedom Health Care MGMGR $4.76 ↓ -93%
Optimum Healthcare PFFS $4.76 ↓ -93%
Optimum Healthcare MCRPPO $4.76 ↓ -93%
AvMed HIX $5.85 ↓ -92%
United OptionsPPO $12.00 ↓ -84%
Molina MGMCR $13.90 ↓ -81%
AvMed HMOFI $16.10 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $16.83 ↓ -77%
AvMed ASOEO $18.29 ↓ -75%
Sunshine State Health Plan QHP $18.66 ↓ -74%
Molina HIX $19.75 ↓ -73%
Humana PPO $20.48 ↓ -72%
Humana HMO $20.48 ↓ -72%
Aetna ASA $21.95 ↓ -70%
United GlobalBenefitPlanAppendix $32.92 ↓ -55%
Beacon Health Options COMM $36.58 ↓ -50%
Plotkin Health COMM $36.58 ↓ -50%
Prime Health Sheriff COMM $36.58 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $43.90 ↓ -40%
Multiplan PRIMARYPPO $54.87 ↓ -25%
Evernorth BHCOMM $58.53 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $62.19 ↓ -15%
Multiplan COMPLEMENTARYPPO $62.19 ↓ -15%
Evolutions Healthcare Systems SELECTNETWORK $62.19 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $67.31 ↓ -8%
Rockport Healthcare Group WORKERSCOMP $99.31 ↑ +36%
CorVel Corporation WORKERSCOMP $99.31 ↑ +36%
Prime Health WorkersComp $101.40 ↑ +39%
Humana TRICARE $504.49 ↑ +590%
CareSource Tricare $520.09 ↑ +611%
NDMS Definitive Care MCR $556.60 ↑ +661%
Aetna MCR $556.60 ↑ +661%
United VA CCN FED $556.60 ↑ +661%
WellMed MCR $556.60 ↑ +661%
United AllPayerAppendix $556.60 ↑ +661%
United MGMCD $556.60 ↑ +661%
Hernando-Pasco Hospice COMM $556.60 ↑ +661%
United Behavioral Health VACNN $556.60 ↑ +661%
BCBS MGMCRHMO $567.73 ↑ +676%
BCBS MCRPPO $567.73 ↑ +676%
Ultimate Health Plan MCR $567.73 ↑ +676%
United MCR $567.73 ↑ +676%
Sunshine State MCR $584.43 ↑ +699%
HUMANA MGMCRPPO $584.43 ↑ +699%
WellCare MCR $584.43 ↑ +699%
American Health Plan MCR $590.00 ↑ +706%
Florida Complete Care MCR $595.56 ↑ +714%
Align Senior Care MCR $595.56 ↑ +714%
Cigna HealthSpring MCR $595.56 ↑ +714%
SECUR MGMCR $601.13 ↑ +722%
Gold Kidney of Florida Medicare $606.69 ↑ +729%
Centurion LOGOV $612.26 ↑ +737%
Clear Spring Health MCR $612.26 ↑ +737%
HUMANA MGMCRHMO $612.26 ↑ +737%
Simply Healthcare HIX $695.75 ↑ +851%
Oscar HIX $756.98 ↑ +935%
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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#cf-97variants at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,691.38 $528.77 – $928.97
Adventhealth Palm Coast Parkway Palm Coast $1,580.47 $528.77 – $1,188.84
AdventHealth New Smyrna Beach New Smyrna Beach $1,194.28 $528.77 – $1,215.89
Adventhealth Port Charlotte Port Charlotte $3,717.42 $556.60 – $1,016.35
cleveland clinic florida weston hospital Weston $518.70 $170.10 – $681.00
martin north hospital Stuart $518.70 $163.20 – $612.26
indian river hospital Vero Beach $375.05 $135.02 – $612.26
Baptist Hospital MIAMI $455.00 $121.10 – $630.00

All Florida hospitals for this procedure →