X-ray skull < 4 views at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$549.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$845.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.17 with MEDICAID vs $845.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAID SIMPLYHLTH MD HMO NC $34.17 ↓ -94%
AMERIGROUP AMERIGROUP $34.17 ↓ -94%
UNITED HEALTHCARE UNITED HEALTHY KIDS $35.88 ↓ -93%
WELLCARE WELL CARE MD HMONC $35.88 ↓ -93%
UNITED HEALTHCARE UNITED MD HMO $35.88 ↓ -93%
SUNSHINE STATE SUNSHINE ST MD HMONC $36.22 ↓ -93%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $36.90 ↓ -93%
AETNA AETNA BETTER HEALTH MEDICAID $36.90 ↓ -93%
MEDICAID PRESTIGE MD HMO NC $37.59 ↓ -93%
MEDICARE SIMPLYHLTH MC HMO NC $109.17 ↓ -80%
LEON MEDICAL LEON MED MC HMO NC $109.17 ↓ -80%
LEON MEDICAL LEON HEALTH MC HMO $109.17 ↓ -80%
BLUE CROSS BCBS MEDICARE PPO $113.00 ↓ -79%
MEDICA HEALTH PLAN MEDICA MCR HMO $116.82 ↓ -79%
HUMANA HUMANA MEDICARE $119.00 ↓ -78%
HUMANA CAREPLUS MC HMO $119.00 ↓ -78%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $120.09 ↓ -78%
AVMED AVMED MEDICARE $120.09 ↓ -78%
AETNA AETNA MEDICARE $122.28 ↓ -78%
CIGNA CIGNA MEDICARE ADVANTAGE $124.46 ↓ -77%
MEDICARE MANAGED CARE PROMINENCE $140.84 ↓ -74%
BLUE CROSS MY BLUE EX $143.65 ↓ -74%
MEDICARE DEVOTED HEALTH MC HMO $147.39 ↓ -73%
VISTA COVENTRY MEDICAID $167.89 ↓ -69%
UNITED HEALTHCARE UNITED HLTH MC HMO $265.33 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $310.12 ↓ -44%
AETNA AETNA HMO EXCHANGE $321.10 ↓ -42%
BLUE CROSS BLUE SELECT $354.90 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $365.89 ↓ -33%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $373.49 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $380.25 ↓ -31%
AETNA AETNA TIER 2 $430.95 ↓ -22%
AETNA AETNA HMO $430.95 ↓ -22%
CIGNA CIGNA HMO $439.40 ↓ -20%
AVMED AVMED ENTRUST $451.23 ↓ -18%
BLUE CROSS BLUE CARE HMO $507.00 ↓ -8%
UNITED HEALTHCARE NHP HMO $507.00 ↓ -8%
BLUE CROSS BCBS NETWORKBLUE $507.00 ↓ -8%
UNITED HEALTHCARE UNITED HMO $507.00 ↓ -8%
AVMED AVMED PPO $542.49 ↓ -1%
AVMED AVMED HMO $542.49 ↓ -1%
AVMED AVMED INDIVIDUAL $542.49 ↓ -1%
BLUE CROSS BLUE CROSS $547.56 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $549.25 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $633.75 ↑ +15%
AETNA AETNA PPO $676.00 ↑ +23%
CIGNA CIGNA PPO $676.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $676.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $676.00 ↑ +23%
AFFORDABLE AFFORDABLE PPO $718.25 ↑ +31%
QUALITY HEALTH MULTIPLAN $760.50 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $760.50 ↑ +38%
PHCS PHCS $760.50 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $845.00 ↑ +54%

Visitor-reported prices

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X-ray skull < 4 views at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $678.79 $94.39 – $182.21
Adventhealth Lake Wales Lake Wales $1,745.01 $77.67 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $705.64 $85.22 – $286.15
Adventhealth Tampa Tampa $2,046.21 $76.59 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $642.40 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $1,025.41 $80.04 – $199.35
cleveland clinic florida weston hospital Weston $648.05 $8.65 – $780.30
martin north hospital Stuart $648.05 $9.03 – $459.00

All Florida hospitals for this procedure →