Surgical pathology level 3 gross & microscopic examination at Homestead Hospital
975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865
$364.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$560.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.31 with VISTA vs $560.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| VISTA | COVENTRY MEDICAID | $18.31 | ↓ -95% |
| AMERIGROUP | AMERIGROUP | $20.02 | ↓ -95% |
| MEDICAID | SIMPLYHLTH MD HMO NC | $20.02 | ↓ -95% |
| UNITED HEALTHCARE | UNITED HEALTHY KIDS | $21.02 | ↓ -94% |
| WELLCARE | WELL CARE MD HMONC | $21.02 | ↓ -94% |
| UNITED HEALTHCARE | UNITED MD HMO | $21.02 | ↓ -94% |
| SUNSHINE STATE | SUNSHINE ST MD HMONC | $21.22 | ↓ -94% |
| AETNA | AETNA BETTER HEALTH MEDICAID | $21.62 | ↓ -94% |
| AETNA | AETNA BETTER HEALTH HEALTHY KIDS | $21.62 | ↓ -94% |
| MEDICAID | PRESTIGE MD HMO NC | $22.02 | ↓ -94% |
| LEON MEDICAL | LEON HEALTH MC HMO | $54.42 | ↓ -85% |
| LEON MEDICAL | LEON MED MC HMO NC | $54.42 | ↓ -85% |
| MEDICARE | SIMPLYHLTH MC HMO NC | $54.42 | ↓ -85% |
| BLUE CROSS | BCBS MEDICARE PPO | $56.32 | ↓ -85% |
| MEDICA HEALTH PLAN | MEDICA MCR HMO | $58.23 | ↓ -84% |
| HUMANA | CAREPLUS MC HMO | $59.32 | ↓ -84% |
| HUMANA | HUMANA MEDICARE | $59.32 | ↓ -84% |
| AVMED | AVMED MEDICARE | $59.86 | ↓ -84% |
| MEDICARE MANAGED CARE | DOCTORS HEALTHCARE MC HMO | $59.86 | ↓ -84% |
| AETNA | AETNA MEDICARE | $60.95 | ↓ -83% |
| CIGNA | CIGNA MEDICARE ADVANTAGE | $62.04 | ↓ -83% |
| MEDICARE MANAGED CARE | PROMINENCE | $70.20 | ↓ -81% |
| MEDICARE | DEVOTED HEALTH MC HMO | $73.47 | ↓ -80% |
| BLUE CROSS | MY BLUE EX | $95.20 | ↓ -74% |
| UNITED HEALTHCARE | UNITED HLTH MC HMO | $175.84 | ↓ -52% |
| NON CONTRACTED | OSCAR HEALTH EXCHANGE | $205.52 | ↓ -44% |
| AETNA | AETNA HMO EXCHANGE | $212.80 | ↓ -42% |
| BLUE CROSS | BLUE SELECT | $235.20 | ↓ -35% |
| BLUE CROSS | BCBS FL SIMPLYBLUE HMO | $242.48 | ↓ -33% |
| CIGNA | CIGNA CONNECT NETWORK EXCHANGE | $247.52 | ↓ -32% |
| AMERIHEALTH | AMERIHTH CARITAS NXT EX | $252.00 | ↓ -31% |
| AETNA | AETNA HMO | $285.60 | ↓ -22% |
| AETNA | AETNA TIER 2 | $285.60 | ↓ -22% |
| CIGNA | CIGNA HMO | $291.20 | ↓ -20% |
| AVMED | AVMED ENTRUST | $299.04 | ↓ -18% |
| UNITED HEALTHCARE | UNITED HMO | $336.00 | ↓ -8% |
| UNITED HEALTHCARE | NHP HMO | $336.00 | ↓ -8% |
| BLUE CROSS | BCBS NETWORKBLUE | $336.00 | ↓ -8% |
| BLUE CROSS | BLUE CARE HMO | $336.00 | ↓ -8% |
| AVMED | AVMED INDIVIDUAL | $359.52 | ↓ -1% |
| AVMED | AVMED PPO | $359.52 | ↓ -1% |
| AVMED | AVMED HMO | $359.52 | ↓ -1% |
| BLUE CROSS | BLUE CROSS | $362.88 | ↓ -0% |
| INTERNATIONAL | INTERNATIONAL AETNA | $364.00 | ↑ +0% |
| DIMENSION HEALTH PLAN | DIMENSION PLUS | $420.00 | ↑ +15% |
| AETNA | AETNA PPO | $448.00 | ↑ +23% |
| UNITED HEALTHCARE | UNITED PPO | $448.00 | ↑ +23% |
| CIGNA | CIGNA PPO | $448.00 | ↑ +23% |
| UNITED HEALTHCARE | INTL UNITED HEALTH | $448.00 | ↑ +23% |
| AFFORDABLE | AFFORDABLE PPO | $476.00 | ↑ +31% |
| QUALITY HEALTH | MULTIPLAN | $504.00 | ↑ +38% |
| PHCS | PHCS | $504.00 | ↑ +38% |
| DIMENSION HEALTH PLAN | DIMENSION HEALTH PLANS | $504.00 | ↑ +38% |
| UNITED HEALTHCARE | UNITED INDIVIDUAL EXCHANGE | $560.00 | ↑ +54% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $433.87 | $51.70 – $90.82 |
| Adventhealth Lake Wales | Lake Wales | $157.26 | $54.42 – $120.81 |
| Adventhealth Palm Coast Parkway | Palm Coast | $329.00 | $51.70 – $116.23 |
| Adventhealth Tampa | Tampa | $887.67 | $54.42 – $120.81 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $372.89 | $51.70 – $118.88 |
| Adventhealth Port Charlotte | Port Charlotte | $329.00 | $54.42 – $99.37 |
| cleveland clinic florida weston hospital | Weston | $159.90 | $6.74 – $188.70 |
| martin north hospital | Stuart | $159.90 | $20.76 – $111.00 |