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Skin Biopsy at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$665.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,024.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.89 with VISTA vs $1,024.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $167.89 ↓ -75%
BLUE CROSS MY BLUE EX $174.08 ↓ -74%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $235.52 ↓ -65%
AMERIGROUP AMERIGROUP $265.17 ↓ -60%
MEDICAID SIMPLYHLTH MD HMO NC $265.17 ↓ -60%
CIGNA CIGNA HMO $276.48 ↓ -58%
WELLCARE WELL CARE MD HMONC $278.43 ↓ -58%
UNITED HEALTHCARE UNITED HEALTHY KIDS $278.43 ↓ -58%
UNITED HEALTHCARE UNITED MD HMO $278.43 ↓ -58%
SUNSHINE STATE SUNSHINE ST MD HMONC $281.08 ↓ -58%
AETNA AETNA BETTER HEALTH MEDICAID $286.39 ↓ -57%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $286.39 ↓ -57%
MEDICAID PRESTIGE MD HMO NC $291.69 ↓ -56%
UNITED HEALTHCARE UNITED HLTH MC HMO $321.54 ↓ -52%
UNITED HEALTHCARE NHP HMO $366.00 ↓ -45%
UNITED HEALTHCARE UNITED HMO $366.00 ↓ -45%
NON CONTRACTED OSCAR HEALTH EXCHANGE $375.81 ↓ -44%
AETNA AETNA HMO EXCHANGE $389.12 ↓ -42%
LEON MEDICAL LEON MED MC HMO NC $424.52 ↓ -36%
LEON MEDICAL LEON HEALTH MC HMO $424.52 ↓ -36%
MEDICARE SIMPLYHLTH MC HMO NC $424.52 ↓ -36%
BLUE CROSS BLUE SELECT $430.08 ↓ -35%
BLUE CROSS BCBS MEDICARE PPO $439.37 ↓ -34%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $443.39 ↓ -33%
MEDICA HEALTH PLAN MEDICA MCR HMO $454.23 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $460.80 ↓ -31%
HUMANA HUMANA MEDICARE $462.72 ↓ -30%
HUMANA CAREPLUS MC HMO $462.72 ↓ -30%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $466.97 ↓ -30%
AVMED AVMED MEDICARE $466.97 ↓ -30%
AETNA AETNA MEDICARE $475.46 ↓ -29%
CIGNA CIGNA MEDICARE ADVANTAGE $483.95 ↓ -27%
AETNA AETNA TIER 2 $522.24 ↓ -22%
AETNA AETNA HMO $522.24 ↓ -22%
AVMED AVMED ENTRUST $546.82 ↓ -18%
MEDICARE MANAGED CARE PROMINENCE $547.62 ↓ -18%
MEDICARE DEVOTED HEALTH MC HMO $573.10 ↓ -14%
BLUE CROSS BCBS NETWORKBLUE $614.40 ↓ -8%
BLUE CROSS BLUE CARE HMO $614.40 ↓ -8%
AVMED AVMED INDIVIDUAL $657.41 ↓ -1%
AVMED AVMED HMO $657.41 ↓ -1%
AVMED AVMED PPO $657.41 ↓ -1%
BLUE CROSS BLUE CROSS $663.55 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $665.60 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $768.00 ↑ +15%
CIGNA CIGNA PPO $819.20 ↑ +23%
AETNA AETNA PPO $819.20 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $819.20 ↑ +23%
UNITED HEALTHCARE UNITED PPO $819.20 ↑ +23%
AFFORDABLE AFFORDABLE PPO $870.40 ↑ +31%
PHCS PHCS $921.60 ↑ +38%
QUALITY HEALTH MULTIPLAN $921.60 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $921.60 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $1,024.00 ↑ +54%

Visitor-reported prices

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Skin Biopsy at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $484.25 $24.24 – $633.25
martin north hospital Stuart $484.25 $31.93 – $466.97
indian river hospital Vero Beach $484.25 $24.24 – $596.00
Baptist Hospital MIAMI $665.60 $173.17 – $921.60
Bethesda Hospital East BOYNTON BEACH $665.60 $205.82 – $921.60
Boca Raton Regional Hospital BOCA RATON $568.10 $314.64 – $591.00
Doctors Hospital CORAL GABLES $665.60 $179.20 – $921.60
Baptist Health Hospital Doral SOUTH MIAMI $665.60 $178.18 – $921.60

All Florida hospitals for this procedure →