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New Patient Office Visit (level 4) at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$746.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,149.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.89 with VISTA vs $1,149.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $167.89 ↓ -78%
BLUE CROSS MY BLUE EX $195.33 ↓ -74%
AETNA AETNA MEDICARE $245.89 ↓ -67%
AVMED AVMED MEDICARE $287.25 ↓ -62%
UNITED HEALTHCARE UNITED HLTH MC HMO $360.79 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $421.68 ↓ -44%
AETNA AETNA HMO EXCHANGE $436.62 ↓ -42%
BLUE CROSS BLUE SELECT $482.58 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $497.52 ↓ -33%
AMERIHEALTH AMERIHTH CARITAS NXT EX $517.05 ↓ -31%
AETNA AETNA HMO $585.99 ↓ -22%
AETNA AETNA TIER 2 $585.99 ↓ -22%
AVMED AVMED ENTRUST $613.57 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $689.40 ↓ -8%
BLUE CROSS BLUE CARE HMO $689.40 ↓ -8%
UNITED HEALTHCARE NHP HMO $689.40 ↓ -8%
UNITED HEALTHCARE UNITED HMO $689.40 ↓ -8%
AVMED AVMED HMO $737.66 ↓ -1%
AVMED AVMED INDIVIDUAL $737.66 ↓ -1%
AVMED AVMED PPO $737.66 ↓ -1%
BLUE CROSS BLUE CROSS $744.55 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $746.85 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $861.75 ↑ +15%
AETNA AETNA PPO $919.20 ↑ +23%
CIGNA CIGNA PPO $919.20 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $919.20 ↑ +23%
UNITED HEALTHCARE UNITED PPO $919.20 ↑ +23%
AFFORDABLE AFFORDABLE PPO $976.65 ↑ +31%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $1,034.10 ↑ +38%
PHCS PHCS $1,034.10 ↑ +38%
QUALITY HEALTH MULTIPLAN $1,034.10 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $1,149.00 ↑ +54%

Visitor-reported prices

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New Patient Office Visit (level 4) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $676.00 $36.62 – $520.00
martin north hospital Stuart $676.00 $45.34 – $197.37
indian river hospital Vero Beach $676.00 $51.23 – $884.00
Baptist Hospital MIAMI $498.55 $10.90 – $173.17
Bethesda Hospital East BOYNTON BEACH $746.85 $263.12 – $1,034.10
Boca Raton Regional Hospital BOCA RATON $668.85 $309.73 – $615.13
Baptist Health Hospital Doral SOUTH MIAMI $746.85 $10.96 – $56.70
Fishermens Community Hospital MARATHON $746.85 $191.88 – $1,034.10

All Florida hospitals for this procedure →