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Lower Back (Lumbar Spine) CT scan (with and without contrast) at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$4,265.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,562.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.89 with VISTA vs $6,562.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $167.89 ↓ -96%
LEON MEDICAL LEON MED MC HMO NC $183.17 ↓ -96%
LEON MEDICAL LEON HEALTH MC HMO $183.17 ↓ -96%
MEDICARE SIMPLYHLTH MC HMO NC $183.17 ↓ -96%
BLUE CROSS BCBS MEDICARE PPO $189.58 ↓ -96%
MEDICA HEALTH PLAN MEDICA MCR HMO $195.99 ↓ -95%
AMERIGROUP AMERIGROUP $197.10 ↓ -95%
MEDICAID SIMPLYHLTH MD HMO NC $197.10 ↓ -95%
HUMANA HUMANA MEDICARE $199.65 ↓ -95%
HUMANA CAREPLUS MC HMO $199.65 ↓ -95%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $201.48 ↓ -95%
AVMED AVMED MEDICARE $201.48 ↓ -95%
AETNA AETNA MEDICARE $205.15 ↓ -95%
WELLCARE WELL CARE MD HMONC $206.95 ↓ -95%
UNITED HEALTHCARE UNITED HEALTHY KIDS $206.95 ↓ -95%
UNITED HEALTHCARE UNITED MD HMO $206.95 ↓ -95%
CIGNA CIGNA MEDICARE ADVANTAGE $208.81 ↓ -95%
SUNSHINE STATE SUNSHINE ST MD HMONC $208.92 ↓ -95%
AETNA AETNA BETTER HEALTH MEDICAID $212.86 ↓ -95%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $212.86 ↓ -95%
MEDICAID PRESTIGE MD HMO NC $216.81 ↓ -95%
MEDICARE MANAGED CARE PROMINENCE $236.29 ↓ -94%
MEDICARE DEVOTED HEALTH MC HMO $247.28 ↓ -94%
BLUE CROSS MY BLUE EX $1,115.54 ↓ -74%
UNITED HEALTHCARE UNITED HLTH MC HMO $2,060.47 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $2,408.25 ↓ -44%
AETNA AETNA HMO EXCHANGE $2,493.56 ↓ -42%
BLUE CROSS BLUE SELECT $2,756.04 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $2,841.35 ↓ -33%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $2,900.40 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $2,952.90 ↓ -31%
AETNA AETNA TIER 2 $3,346.62 ↓ -22%
AETNA AETNA HMO $3,346.62 ↓ -22%
CIGNA CIGNA HMO $3,412.24 ↓ -20%
AVMED AVMED ENTRUST $3,504.11 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $3,937.20 ↓ -8%
BLUE CROSS BLUE CARE HMO $3,937.20 ↓ -8%
UNITED HEALTHCARE NHP HMO $3,937.20 ↓ -8%
UNITED HEALTHCARE UNITED HMO $3,937.20 ↓ -8%
AVMED AVMED INDIVIDUAL $4,212.80 ↓ -1%
AVMED AVMED HMO $4,212.80 ↓ -1%
AVMED AVMED PPO $4,212.80 ↓ -1%
BLUE CROSS BLUE CROSS $4,252.18 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $4,265.30 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $4,921.50 ↑ +15%
CIGNA CIGNA PPO $5,249.60 ↑ +23%
AETNA AETNA PPO $5,249.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $5,249.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $5,249.60 ↑ +23%
AFFORDABLE AFFORDABLE PPO $5,577.70 ↑ +31%
PHCS PHCS $5,905.80 ↑ +38%
QUALITY HEALTH MULTIPLAN $5,905.80 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $5,905.80 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $6,562.00 ↑ +54%

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $1,361.10 $52.70 – $1,304.75
martin north hospital Stuart $997.75 $47.15 – $767.50
indian river hospital Vero Beach $997.75 $56.40 – $1,228.00
Bethesda Hospital East BOYNTON BEACH $4,265.30 $183.17 – $5,905.80
Baptist Hospital MIAMI $4,364.10 $173.17 – $5,905.80
Boca Raton Regional Hospital BOCA RATON $3,879.85 $179.88 – $3,897.76
Doctors Hospital CORAL GABLES $4,265.30 $183.17 – $5,905.80
Baptist Health Hospital Doral SOUTH MIAMI $4,364.10 $183.17 – $5,905.80

All Florida hospitals for this procedure →