healthcosts.net
Established Patient Office Visit (level 4) at Homestead Hospital
975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865
$759.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,169.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$167.89 with VISTA vs $1,169.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| VISTA | COVENTRY MEDICAID | $167.89 | ↓ -78% |
| BLUE CROSS | MY BLUE EX | $198.73 | ↓ -74% |
| AETNA | AETNA MEDICARE | $250.17 | ↓ -67% |
| AVMED | AVMED MEDICARE | $292.25 | ↓ -62% |
| UNITED HEALTHCARE | UNITED HLTH MC HMO | $367.07 | ↓ -52% |
| NON CONTRACTED | OSCAR HEALTH EXCHANGE | $429.02 | ↓ -44% |
| AETNA | AETNA HMO EXCHANGE | $444.22 | ↓ -42% |
| BLUE CROSS | BLUE SELECT | $490.98 | ↓ -35% |
| BLUE CROSS | BCBS FL SIMPLYBLUE HMO | $506.18 | ↓ -33% |
| AMERIHEALTH | AMERIHTH CARITAS NXT EX | $526.05 | ↓ -31% |
| AETNA | AETNA HMO | $596.19 | ↓ -22% |
| AETNA | AETNA TIER 2 | $596.19 | ↓ -22% |
| AVMED | AVMED ENTRUST | $624.25 | ↓ -18% |
| BLUE CROSS | BCBS NETWORKBLUE | $701.40 | ↓ -8% |
| BLUE CROSS | BLUE CARE HMO | $701.40 | ↓ -8% |
| UNITED HEALTHCARE | NHP HMO | $701.40 | ↓ -8% |
| UNITED HEALTHCARE | UNITED HMO | $701.40 | ↓ -8% |
| AVMED | AVMED HMO | $750.50 | ↓ -1% |
| AVMED | AVMED INDIVIDUAL | $750.50 | ↓ -1% |
| AVMED | AVMED PPO | $750.50 | ↓ -1% |
| BLUE CROSS | BLUE CROSS | $757.51 | ↓ -0% |
| INTERNATIONAL | INTERNATIONAL AETNA | $759.85 | ↑ +0% |
| DIMENSION HEALTH PLAN | DIMENSION PLUS | $876.75 | ↑ +15% |
| AETNA | AETNA PPO | $935.20 | ↑ +23% |
| CIGNA | CIGNA PPO | $935.20 | ↑ +23% |
| UNITED HEALTHCARE | INTL UNITED HEALTH | $935.20 | ↑ +23% |
| UNITED HEALTHCARE | UNITED PPO | $935.20 | ↑ +23% |
| AFFORDABLE | AFFORDABLE PPO | $993.65 | ↑ +31% |
| DIMENSION HEALTH PLAN | DIMENSION HEALTH PLANS | $1,052.10 | ↑ +38% |
| PHCS | PHCS | $1,052.10 | ↑ +38% |
| QUALITY HEALTH | MULTIPLAN | $1,052.10 | ↑ +38% |
| UNITED HEALTHCARE | UNITED INDIVIDUAL EXCHANGE | $1,169.00 | ↑ +54% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 4) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $499.20 | $39.31 – $384.00 |
| martin north hospital | Stuart | $499.20 | $48.67 – $175.50 |
| indian river hospital | Vero Beach | $499.20 | $47.02 – $652.80 |
| Baptist Hospital | MIAMI | $498.55 | $10.90 – $173.17 |
| Bethesda Hospital East | BOYNTON BEACH | $759.85 | $267.70 – $1,052.10 |
| Boca Raton Regional Hospital | BOCA RATON | $668.20 | $175.18 – $476.00 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $759.85 | $10.96 – $56.70 |
| Fishermens Community Hospital | MARATHON | $759.85 | $195.22 – $1,052.10 |